Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Westchester Schools' Federal Credit Union

Rye Brook, New YorkCredit UnionNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Statement Inactivity Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Account Overdraft Courtesy Pay$15Below the typical range ($25–$32 nationally)
$15 below the national median
per item · Source
Account Overdraft Transfer Fee$0Below the typical range ($3–$5 nationally)
$5 below the national median
Source

ATM & CardVerified

ATM Cash Withdrawals: > 10$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per transaction · Source
International Transaction Fee$0Within the typical range ($0–$5 nationally)
$2 below the national median
Source

Wire TransfersVerified

Incoming Wire Transfer$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Outgoing Wire Transfer$35Above the typical range ($20–$25 nationally)
$10 above the national median
Source

Check ServicesVerified

Credit Union Bank Check$5Within the typical range ($3–$6 nationally)
At the national median
Source
Photocopy of Check$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Stop Payment CU Issued Check$30Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Statement Inactivity Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #6206. canonical_hint=dormant_account; text_hash=ceb49b047eabd7fef0eba03c778bf99c1b5627c8492f9cd98cda0c6874b680b2; excerpt="Statement Inactivity Fee \| $2.00 per 3 year period"	Source
Overdraft & NSFVerified
Account Overdraft Courtesy Pay	$15Below the typical range ($25–$32 nationally)	$15 below the national median	per item	—	Source
Account Overdraft Transfer Fee	$0
ATM & CardVerified
ATM Cash Withdrawals: > 10	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per transaction	—	Source
International Transaction Fee	$0
Wire TransfersVerified
Incoming Wire Transfer	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Outgoing Wire Transfer	$35
Check ServicesVerified
Credit Union Bank Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	—	Source
Photocopy of Check	$2
Cash & DepositVerified
Deposited Check Returned	$15Within the typical range ($10–$25 nationally)	At the national median	per item	—	Source
Lending FeesVerified
Late Fee	$20Within the typical range ($15–$25 nationally)	$2 below the national median	—	—	Source
Other FeesVerified
Photocopy of Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

Fee change alerts

Get an email when Westchester Schools' Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Westchester Schools' Federal Credit Union? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$40.6M

Work at Westchester Schools' Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$40.6M

Total deposits

$35.5M

Service charge income (year to date)

$7K

Fee income ratio

0.96%

Return on assets

0.62%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 46,468 published fee entries from 2,882 institutions

See pricing