Midwest Community Federal Credit Union

Headquarters: Defiance, Ohio
Charter: Credit Union
Assets: $267.2M
Fed district: Cleveland

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Midwest Community Federal Credit Union: $30
Midwest Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Midwest Community Federal Credit Union: $30
Midwest Community Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Midwest Community Federal Credit Union: $25
Midwest Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Midwest Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Fee (After 24 months inactivity)$5
per month
Research/Balancing Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (Partner Members - FREE)$1
Incorrect Address$5

Overdraft & NSF

Courtesy Pay/Overdraft Fee$30
ATM Returned Item/NSF Fee$30
Returned Item/NSF Fee$30
Overdraft Transfer Fee$3

ATM & Card

ATM/Debit/Credit Card Replacement Fee$10

Wire Transfers

Outgoing Wire Transfer Fee (Domestic)$25
Incoming Wire Transfer Fee (Domestic)$15
Outgoing International Wire Transfer Fee$50
Incoming International Wire Transfer Fee$15

Check Services

Cashier’s Check Fee$5
Money Order Fee$3
Checking/ACH Stop Pay Fee$30
Counter Checks$2
Foreign Item Collection$25
Check Copy Fee$5

Digital & Electronic

ACH Same Day Origination$20
Online Bill Pay Expedited Check Fee$25

Account Services

Garnishment Fee$100

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Statement Copy Fee/Account Printout$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Fee (After 24 months inactivity)	$5	per month	None
Research/Balancing Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (Partner Members - FREE)	$1	Not stated	None
Incorrect Address	$5	Not stated	None
Overdraft & NSF
Courtesy Pay/Overdraft Fee	$30	Not stated	None
ATM Returned Item/NSF Fee	$30	Not stated	None
Returned Item/NSF Fee	$30	Not stated	None
Overdraft Transfer Fee	$3	Not stated	None
ATM & Card
ATM/Debit/Credit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee (Domestic)	$25	Not stated	None
Incoming Wire Transfer Fee (Domestic)	$15	Not stated	None
Outgoing International Wire Transfer Fee	$50	Not stated	None
Incoming International Wire Transfer Fee	$15	Not stated	None
Check Services
Cashier’s Check Fee	$5	Not stated	None
Money Order Fee	$3	Not stated	None
Checking/ACH Stop Pay Fee	$30	Not stated	None
Counter Checks	$2	Not stated	None
Foreign Item Collection	$25	Not stated	None
Check Copy Fee	$5	Not stated	None
Digital & Electronic
ACH Same Day Origination	$20	Not stated	None
Online Bill Pay Expedited Check Fee	$25	Not stated	None
Account Services
Garnishment Fee	$100	Not stated	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Statement Copy Fee/Account Printout	$3	per item	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Midwest Community Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.