Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Midwest Community Federal Credit Union

Defiance, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee (After 24 months inactivity)$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=dormant_account; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Inactive Account Fee (After 24 months inactivity) | $5 per month" · Source

Paper Statement Fee (Partner Members$0

$3 below the national median

Knox read a free fee from Rosetta artifact #6277. canonical_hint=paper_statement; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Paper Statement Fee (Partner Members - FREE" · Source

Paper Statement Fee (Partner Members - FREE)$1

$2 below the national median

Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=paper_statement; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Paper Statement Fee (Partner Members - FREE) | $1" · Source

Overdraft & NSFVerified

Courtesy Pay/Overdraft Fee$30Within the typical range ($25–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=overdraft; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Courtesy Pay/Overdraft Fee | $30" · Source
Overdraft Transfer Fee$3Within the typical range ($2.38–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=od_protection_transfer; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Overdraft Transfer Fee | $3" · Source
Returned Item/NSF Fee$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=nsf; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Returned Item/NSF Fee | $30" · Source

Wire TransfersVerified

Incoming International Wire Transfer Fee$15Within the typical range ($10–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=wire_intl_incoming; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Incoming International Wire Transfer Fee | $15" · Source
Incoming Wire Transfer Fee (Domestic)$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=wire_domestic_incoming; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Incoming Wire Transfer Fee (Domestic) | $15" · Source
Outgoing International Wire Transfer Fee$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=wire_intl_outgoing; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Outgoing International Wire Transfer Fee | $50" · Source
Outgoing Wire Transfer Fee (Domestic)$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=wire_domestic_outgoing; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Outgoing Wire Transfer Fee (Domestic) | $25" · Source

Check ServicesVerified

Cashier’s Check Fee$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=cashiers_check; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Cashier’s Check Fee | $5" · Source
Check Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=check_image; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Check Copy Fee | $5" · Source
Counter Checks$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=counter_check; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Counter Checks | $2 for 4" · Source
Money Order Fee$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=money_order; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Money Order Fee | $3" · Source

Digital & ElectronicVerified

ACH Same Day Origination$20Within the typical range ($5–$20 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=ach_origination; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="ACH Same Day Origination | $20" · Source
Online Bill Pay Expedited Check Fee$25Above the typical range ($0–$10.73 nationally)
$20.05 above the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=bill_pay; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Online Bill Pay Expedited Check Fee | $25" · Source

Account ServicesVerified

Garnishment Fee$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=garnishment_levy; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Garnishment Fee | $100" · Source

Retirement & IRAVerified

IRA Transfer Fee$25Within the typical range ($25–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=ira_termination; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="IRA Transfer Fee | $25" · Source

Other FeesVerified

Statement Copy Fee/Account Printout$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=document_reproduction; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Statement Copy Fee/Account Printout | $3 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee (After 24 months inactivity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=dormant_account; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Inactive Account Fee (After 24 months inactivity) \| $5 per month"	Source
Paper Statement Fee (Partner Members	$0Below the typical range ($2–$5 nationally)	$3 below the national median	—	Knox read a free fee from Rosetta artifact #6277. canonical_hint=paper_statement; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Paper Statement Fee (Partner Members - FREE"	Source
Paper Statement Fee (Partner Members - FREE)	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=paper_statement; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Paper Statement Fee (Partner Members - FREE) \| $1"	Source
Overdraft & NSFVerified
Courtesy Pay/Overdraft Fee	$30Within the typical range ($25–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=overdraft; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Courtesy Pay/Overdraft Fee \| $30"	Source
Overdraft Transfer Fee
Wire TransfersVerified
Incoming International Wire Transfer Fee	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=wire_intl_incoming; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Incoming International Wire Transfer Fee \| $15"	Source
Incoming Wire Transfer Fee (Domestic)
Check ServicesVerified
Cashier’s Check Fee	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=cashiers_check; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Cashier’s Check Fee \| $5"	Source
Check Copy Fee
Digital & ElectronicVerified
ACH Same Day Origination	$20Within the typical range ($5–$20 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=ach_origination; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="ACH Same Day Origination \| $20"	Source
Online Bill Pay Expedited Check Fee
Account ServicesVerified
Garnishment Fee	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=garnishment_levy; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Garnishment Fee \| $100"	Source
Retirement & IRAVerified
IRA Transfer Fee	$25Within the typical range ($25–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=ira_termination; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="IRA Transfer Fee \| $25"	Source
Other FeesVerified
Statement Copy Fee/Account Printout	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6277. canonical_hint=document_reproduction; text_hash=d692d01a78e59962759418d4ebe773acb246679488f132cd8997ed4ad14c3f92; excerpt="Statement Copy Fee/Account Printout \| $3 each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 19 — leaner than most institutions

Published fees

Under review

Assets

$267.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$267.2M

Total deposits

$246.5M

Service charge income (year to date)

$863K

Fee income ratio

10.5%

Return on assets

1.05%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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