Hamilton Horizons Federal Credit Union

Headquarters: Hamilton, New Jersey
Charter: Credit Union
Assets: $19.8M
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Hamilton Horizons Federal Credit Union: $30
Hamilton Horizons Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Hamilton Horizons Federal Credit Union: $25 to $30
Hamilton Horizons Federal Credit Union: $25 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Hamilton Horizons Federal Credit Union: $30
Hamilton Horizons Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hamilton Horizons Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee$5
Inactive Account Fee$25
Not compared: Quarterly charge, not monthly
per quarter
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25.00 per hour (one hour minimum)
Paper Statement Fee$2
per month
Bad Address Fee$10
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Courtesy Pay$30
per item
ATM NSF Fee$30
per item
ATM Returned Item Fee$25
per item
NSF Fee$30
per item
Extended Overdraft Fee$5
per day
Courtesy Pay Daily Cap (audience not stated, treated as personal)$90
per day · Maximum per day
Courtesy Pay daily maximum$90

ATM & Card

ATM Card Replacement Fee$10
Replacement card fee$10
per item
VISA Debit Card Replacement Fee$10
Rush Card$80
per item
Debit Card Visa International Assessment (ISA)/Foreign Transaction Fee1%of the transaction

Wire Transfers

Wire Transfer Fee: Domestic$30
Wire Transfer: >>>Domestic$30
Wire Transfer Fee: International$50
Wire Transfer: >>>International$50

Check Services

Cashier’s Check Fee$10
per item
Certified Check Fee$15
per item
Stop Payment Fee$25
per item
Foreign Check Collection$40

Cash & Deposit

Returned Item Fee$25
per item

Account Services

IRS Levy/Garnishment Services$35

Other Fees

FedEx Fee$40
FedEx Fee (Saturday Delivery)$50
Statement Copies$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee	$5	Not stated	None
Inactive Account Fee	$25Not compared: Quarterly charge, not monthly	per quarter	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25.00 per hour (one hour minimum)
Paper Statement Fee	$2	per month	None
Bad Address Fee	$10Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
ATM NSF Fee	$30	per item	None
ATM Returned Item Fee	$25	per item	None
NSF Fee	$30	per item	None
Extended Overdraft Fee	$5	per day	None
Courtesy Pay Daily Cap (audience not stated, treated as personal)	$90	per day	Maximum per day
Courtesy Pay daily maximum	$90	Not stated	None
ATM & Card
ATM Card Replacement Fee	$10	Not stated	None
Replacement card fee	$10	per item	None
VISA Debit Card Replacement Fee	$10	Not stated	None
Rush Card	$80	per item	None
Debit Card Visa International Assessment (ISA)/Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Fee: Domestic	$30	Not stated	None
Wire Transfer: >>>Domestic	$30	Not stated	None
Wire Transfer Fee: International	$50	Not stated	None
Wire Transfer: >>>International	$50	Not stated	None
Check Services
Cashier’s Check Fee	$10	per item	None
Certified Check Fee	$15	per item	None
Stop Payment Fee	$25	per item	None
Foreign Check Collection	$40	Not stated	None
Cash & Deposit
Returned Item Fee	$25	per item	None
Account Services
IRS Levy/Garnishment Services	$35	Not stated	None
Other Fees
FedEx Fee	$40	Not stated	None
FedEx Fee (Saturday Delivery)	$50	Not stated	None
Statement Copies	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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