New York Times Employees Federal Credit Union

Headquarters: New York, New York
Charter: Credit Union
Assets: $73.6M
Fed district: New York

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
New York Times Employees Federal Credit Union: $33
New York Times Employees Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Compared at $26.50, the middle of its prices
New York Times Employees Federal Credit Union: $25 to $28
New York Times Employees Federal Credit Union: $25 to $28
U.S. median: no median
Wire Transfer (Domestic Out)
New York Times Employees Federal Credit Union: $20
New York Times Employees Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from New York Times Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$2
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · | Account Research | $25.00 per hour |

Overdraft & NSF

Courtesy Pay Fee$33
Returned Item Fee (Share Draft, ATM & ACH)$28
VISA Return Payment Fee$25

ATM & Card

Replacement ATM/Debit Card$5
Expedited VISA Card Replacement$60
Special Handling/Rush Replacement ATM/Debit Card$60

Wire Transfers

Wire Transfer (Domestic)$20
Wire Transfer (International)$45

Check Services

Money Order$2
Stop Payment - ACH$28
Stop Payment (Share Draft, Money Order & CU Check)$10
Copy of Paid Item (Share Draft, Money Order & CU Check)$5

Digital & Electronic

Online Bill PaymentNo charge

Cash & Deposit

Deposited Item Returned$28

Account Services

Notary PublicNo charge
Tax Levies, Restraining Notices, Information Subpoena$25
Account Verification Fee$25

Lending Fees

VISA Late Payment Fee$25

Retirement & IRA

IRA Administrative Fee$20
per year
IRA Closure Before Age 59 1/2$25

Other Fees

Loan Application FeeNo charge
Skip A Loan Payment Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$2	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	\| Account Research \| $25.00 per hour \|
Overdraft & NSF
Courtesy Pay Fee	$33	Not stated	None
Returned Item Fee (Share Draft, ATM & ACH)	$28	Not stated	None
VISA Return Payment Fee	$25	Not stated	None
ATM & Card
Replacement ATM/Debit Card	$5	Not stated	None
Expedited VISA Card Replacement	$60	Not stated	None
Special Handling/Rush Replacement ATM/Debit Card	$60	Not stated	None
Wire Transfers
Wire Transfer (Domestic)	$20	Not stated	None
Wire Transfer (International)	$45	Not stated	None
Check Services
Money Order	$2	Not stated	None
Stop Payment - ACH	$28	Not stated	None
Stop Payment (Share Draft, Money Order & CU Check)	$10	Not stated	None
Copy of Paid Item (Share Draft, Money Order & CU Check)	$5	Not stated	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Cash & Deposit
Deposited Item Returned	$28	Not stated	None
Account Services
Notary Public	No charge	Not stated	None
Tax Levies, Restraining Notices, Information Subpoena	$25	Not stated	None
Account Verification Fee	$25	Not stated	None
Lending Fees
VISA Late Payment Fee	$25	Not stated	None
Retirement & IRA
IRA Administrative Fee	$20	per year	None
IRA Closure Before Age 59 1/2	$25	Not stated	None
Other Fees
Loan Application Fee	No charge	Not stated	None
Skip A Loan Payment Fee	$25	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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