Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

New York Times Employees Federal Credit Union

New York, New YorkCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=account_research; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Account Research | $25.00 per hour" · Source

Dormant Account Fee$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=dormant_account; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Dormant Account Fee | $2.00 per month" · Source

Overdraft & NSFVerified

Courtesy Pay Fee$33Above the typical range ($25–$31 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=overdraft; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Courtesy Pay Fee | $33.00" · Source
Returned Item Fee (Share Draft, ATM & ACH)$28Within the typical range ($25–$31 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=nsf; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Returned Item Fee (Share Draft, ATM & ACH) | $28.00" · Source
VISA Return Payment Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=nsf; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="VISA Return Payment Fee | $25.00" · Source

ATM & CardVerified

Replacement ATM/Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=card_replacement; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Replacement ATM/Debit Card | $5.00" · Source
Special Handling/Rush Replacement ATM/Debit Card$60Above the typical range ($30–$50 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=rush_card; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Special Handling/Rush Replacement ATM/Debit Card | $60.00" · Source

Check ServicesVerified

Copy of Paid Item (Share Draft, Money Order & CU Check)$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=money_order; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Copy of Paid Item (Share Draft, Money Order & CU Check) | $5.00" · Source
Money Order$2Within the typical range ($1.75–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=money_order; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Money Order | $2.00" · Source
Stop Payment - ACH$28Within the typical range ($20–$30 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=stop_payment; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Stop Payment - ACH | $28.00" · Source
Stop Payment (Share Draft, Money Order & CU Check)$10Below the typical range ($20–$30 nationally)
$15.50 below the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=stop_payment; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Stop Payment (Share Draft, Money Order & CU Check) | $10.00/ Range $25.00" · Source

Digital & ElectronicVerified

Online Bill Payment$0Within the typical range ($0–$11.29 nationally)
$4.97 below the national median
Knox read a free fee from Rosetta artifact #7102. canonical_hint=bill_pay; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Online Bill Payment | FREE" · Source

Cash & DepositVerified

Deposited Item Returned$28Above the typical range ($10–$25 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=deposited_item_return; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Deposited Item Returned | $28.00" · Source

Account ServicesVerified

Account Verification Fee$25Above the typical range ($10–$15 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=account_verification; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Account Verification Fee | $25.00" · Source
Notary Public$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #7102. canonical_hint=notary_fee; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Notary Public** | FREE" · Source
Tax Levies, Restraining Notices, Information Subpoena$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=garnishment_levy; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Tax Levies, Restraining Notices, Information Subpoena | $25.00" · Source

Lending FeesVerified

VISA Late Payment Fee$25Within the typical range ($15–$25 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=late_payment; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="VISA Late Payment Fee | $25.00" · Source

Retirement & IRAVerified

IRA Administrative Fee$20Within the typical range ($10–$25 nationally)
$5 above the national median
per year · Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=ira_administration; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="IRA Administrative Fee | $20.00 annual" · Source
IRA Closure Before Age 59 1/2$25Within the typical range ($25–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=ira_termination; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="IRA Closure Before Age 59 1/2 | $25.00" · Source

Other FeesVerified

Loan Application Fee$0Below the typical range ($20–$35 nationally)
$25 below the national median
Knox read a free fee from Rosetta artifact #7102. canonical_hint=other_lending_fee; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Loan Application Fee | FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=account_research; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Account Research \| $25.00 per hour"	Source
Dormant Account Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=dormant_account; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Dormant Account Fee \| $2.00 per month"	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$33Above the typical range ($25–$31 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=overdraft; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Courtesy Pay Fee \| $33.00"	Source
Returned Item Fee (Share Draft, ATM & ACH)
ATM & CardVerified
Replacement ATM/Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=card_replacement; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Replacement ATM/Debit Card \| $5.00"	Source
Special Handling/Rush Replacement ATM/Debit Card
Check ServicesVerified
Copy of Paid Item (Share Draft, Money Order & CU Check)	$5Above the typical range ($1.75–$3 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=money_order; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Copy of Paid Item (Share Draft, Money Order & CU Check) \| $5.00"	Source
Money Order
Digital & ElectronicVerified
Online Bill Payment	$0Within the typical range ($0–$11.29 nationally)	$4.97 below the national median	—	Knox read a free fee from Rosetta artifact #7102. canonical_hint=bill_pay; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Online Bill Payment \| FREE"	Source
Cash & DepositVerified
Deposited Item Returned	$28Above the typical range ($10–$25 nationally)	$13 above the national median	—	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=deposited_item_return; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Deposited Item Returned \| $28.00"	Source
Account ServicesVerified
Account Verification Fee	$25Above the typical range ($10–$15 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=account_verification; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Account Verification Fee \| $25.00"	Source
Notary Public
Lending FeesVerified
VISA Late Payment Fee	$25Within the typical range ($15–$25 nationally)	$0.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=late_payment; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="VISA Late Payment Fee \| $25.00"	Source
Retirement & IRAVerified
IRA Administrative Fee	$20Within the typical range ($10–$25 nationally)	$5 above the national median	per year	Knox deterministic extraction from Rosetta artifact #7102. canonical_hint=ira_administration; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="IRA Administrative Fee \| $20.00 annual"	Source
IRA Closure Before Age 59 1/2
Other FeesVerified
Loan Application Fee	$0Below the typical range ($20–$35 nationally)	$25 below the national median	—	Knox read a free fee from Rosetta artifact #7102. canonical_hint=other_lending_fee; text_hash=e5f11eb1edebac6c1ea3887f28619df901257b5170f8cfbf57215952dc4195a1; excerpt="Loan Application Fee \| FREE"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$73.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$73.6M

Total deposits

$61.4M

Service charge income (year to date)

$43K

Fee income ratio

2.6%

Return on assets

0.72%

Financial profile · Pro

Performance from regulator filings

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