EverBank, National Association

Headquarters: Jacksonville, Florida
Charter: Bank
Assets: $46.7B
Fed district: Atlanta
Regulator: OCC
Holding company: Everbank Financial Corp.

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 17, 2026

How these figures are measured

Call-report figures are for EverBank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	EverBank, National Association's published fee schedule; Bank Fee Index medians	Current schedule	Oct 17, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: EverBank, National Association (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $566K in Q2 2026, 4.0% above the same quarter a year earlier ($544K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
EverBank, National Association: No fee
EverBank, National Association: No fee
U.S. median: no median
Stop Payment
EverBank, National Association: $25
EverBank, National Association: $25
U.S. median: no median
Cashier's Check
EverBank, National Association: No fee
EverBank, National Association: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 24% from Q3 2025 to Q2 2026, to $566K.

Service-charge income, Q2 2026

$566K

$744KQ3 2025

$747KQ4 2025

$904KQ1 2026

$566KQ2 2026

Against the median

EverBank, National AssociationMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

EverBank, National Association · $46.7B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$29.1B to $63.3B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
EverBank, National Association(this institution)	Jacksonville, FL	$46.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Associated Bank, National Association	Green Bay, WI	$51.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Atlantic Union Bank	Richmond City, VA	$38B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Banc of California	Los Angeles, CA	$34.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Banco Popular de Puerto Rico	San Juan, PR	$63.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of China	New York, NY	$48.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank OZK	Little Rock, AR	$41.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
BankUnited, National Association	Miami Lakes, FL	$34.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Barclays Bank Delaware	Wilmington, DE	$43.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BOKF, National Association	Tulsa, OK	$53B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
City National Bank of Florida	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Commerce Bank	Kansas City, MO	$35B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First National Bank of Omaha	Omaha, NE	$34.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First National Bank of Pennsylvania	Greenville, PA	$50.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Frost Bank	San Antonio, TX	$54B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hancock Whitney Bank	Gulfport, MS	$36.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
MidFirst Bank	Oklahoma City, OK	$42.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Prosperity Bank	El Campo, TX	$43.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Raymond James Bank	Saint Petersburg, FL	$45.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
SoFi Bank, National Association	Cottonwood Heights, UT	$56.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

EverBank, National Association does not publish a monthly maintenance fee in the index.

The peer median is $9.25 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

EverBank, National Association does not publish a monthly maintenance fee, so it is not on this chart.

EverBank, National Associ…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for EverBank, National Association (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file

Latest, Q2 2026: $566K
vs prior quarter: −$338K−37.4%; from Q1 2026
vs a year earlier: +$22K+4.0%; from Q2 2025
vs start of range: +$152K+36.7%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: EverBank, National Association (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$566K	−$338K	−37.4%
Q1 2026	$904K	+$157K	+21.0%
Q4 2025	$747K	+$3K	+0.4%
Q3 2025	$744K	+$200K	+36.8%
Q2 2025	$544K	−$145K	−21.0%
Q1 2025	$689K	+$351K	+103.8%
Q4 2024	$338K	−$76K	−18.4%
Q3 2024	$414K	−$64K	−13.4%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from EverBank, National Association’s own schedules, with a source for each figure.

Overdraft & NSF

Overdraft automated transfer from linked EverBank accountNo charge

ATM & Card

ATM transaction fees (Additional charges may be imposed by other financial institutions’ ATMs)No charge
Visa Debit Card Replacement - Normal deliveryNo charge
Visa Debit Card International Transaction Service Fee2%of the transaction
per transaction

Check Services

Official CheckNo charge
Stop Payment$25
per item
Stop payment item$25
Foreign items sent for collection (In addition to fees charged by other financial institutions)$55
Items sent for collection (In addition to fees charged by other financial institutions)$20
Copies (Checks, Statements)No charge

Digital & Electronic

Expedited electronic bill payment$4.95
Expedited overnight bill payment$14.95
Online Bill Pay Service, generallyNo charge

Cash & Deposit

Returned deposited itemNo charge

Account Services

Attachments$50
Garnishment$100
Levies$100
Legal process received$50
Account verification letterNo charge

Fee	Amount	Basis	Note
Overdraft & NSF
Overdraft automated transfer from linked EverBank account	No charge	Not stated	None
ATM & Card
ATM transaction fees (Additional charges may be imposed by other financial institutions’ ATMs)	No charge	Not stated	None
Visa Debit Card Replacement - Normal delivery	No charge	Not stated	None
Visa Debit Card International Transaction Service Fee	2%of the transaction	per transaction	None
Check Services
Official Check	No charge	Not stated	None
Stop Payment	$25	per item	None
Stop payment item	$25	Not stated	None
Foreign items sent for collection (In addition to fees charged by other financial institutions)	$55	Not stated	None
Items sent for collection (In addition to fees charged by other financial institutions)	$20	Not stated	None
Copies (Checks, Statements)	No charge	Not stated	None
Digital & Electronic
Expedited electronic bill payment	$4.95	Not stated	None
Expedited overnight bill payment	$14.95	Not stated	None
Online Bill Pay Service, generally	No charge	Not stated	None
Cash & Deposit
Returned deposited item	No charge	Not stated	None
Account Services
Attachments	$50	Not stated	None
Garnishment	$100	Not stated	None
Levies	$100	Not stated	None
Legal process received	$50	Not stated	None
Account verification letter	No charge	Not stated	None

Account Maintenance

Monthly feeNo charge
per month

ATM & Card

ATM transaction fees (Additional charges may be imposed by other financial institutions’ ATMs)No charge
Visa Debit Card Replacement—Normal deliveryNo charge
Visa Debit Card International Transaction Service Fee2%of the transaction
per transaction

Wire Transfers

Wire U.S. dollars out of EverBank to a domestic location$25
Wire Foreign Currency out of EverBank to an international location, with a currency exchange$30
Wire Foreign Currency out of EverBank to an international location, without a currency exchange$65
Wire U.S. dollars out of EverBank to an international location, without a currency exchange$35

Check Services

Check printing Varies by style Items sent for collection$20
Foreign items sent for collection (In addition to fees charged by other financial institutions)$55
Items sent for collection (In addition to fees charged by other financial institutions)$20

Digital & Electronic

Bill PayNo charge
Expedited electronic bill payment$4.95
Expedited overnight bill payment$14.95
Mobile depositNo charge

Account Services

Attachments$50
Garnishment$100
Levies$100
Legal process received$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	No charge	per month	None
ATM & Card
ATM transaction fees (Additional charges may be imposed by other financial institutions’ ATMs)	No charge	Not stated	None
Visa Debit Card Replacement—Normal delivery	No charge	Not stated	None
Visa Debit Card International Transaction Service Fee	2%of the transaction	per transaction	None
Wire Transfers
Wire U.S. dollars out of EverBank to a domestic location	$25	Not stated	None
Wire Foreign Currency out of EverBank to an international location, with a currency exchange	$30	Not stated	None
Wire Foreign Currency out of EverBank to an international location, without a currency exchange	$65	Not stated	None
Wire U.S. dollars out of EverBank to an international location, without a currency exchange	$35	Not stated	None
Check Services
Check printing Varies by style Items sent for collection	$20	Not stated	None
Foreign items sent for collection (In addition to fees charged by other financial institutions)	$55	Not stated	None
Items sent for collection (In addition to fees charged by other financial institutions)	$20	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Expedited electronic bill payment	$4.95	Not stated	None
Expedited overnight bill payment	$14.95	Not stated	None
Mobile deposit	No charge	Not stated	None
Account Services
Attachments	$50	Not stated	None
Garnishment	$100	Not stated	None
Levies	$100	Not stated	None
Legal process received	$50	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where EverBank, National Association operates, and what regulators and customers have on file.

Market position

In Jacksonville, FL, EverBank, National Association holds 24.6% of bank deposits, #2 of 36, with 6 offices.

Compare fees with the 73 San Francisco-Oakland-Fremont, CA banks and credit unions in its home-metro peer set →

The fee comparison uses its home metro, San Francisco-Oakland-Fremont, CA.

Offices in the metro

388 offices of 57 institutions shown.

EverBank, National AssociationOther banksCredit unions

Showing 388 of 389 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Jacksonville, FL metro (FDIC metro code 27260), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 16 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Bank of America, National Association52.4%
2EverBank, National Association24.6%
3Wells Fargo Bank, National Association5.2%
4Truist Bank5.1%
5Ameris Bank2.0%
6JPMorgan Chase Bank, National Association1.7%
7PNC Bank, National Association1.0%
8Regions Bank0.9%

8 of 36 institutions shown. $120.9B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Jacksonville, FL metro (FDIC metro code 27260)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 24.6% share, 6 offices, #2 of 36

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Jacksonville, FL metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

142 offices of 22 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Consumer complaints

95 complaints to the CFPB so far in 2026

Mortgage
Checking or savings account
Bank account or service
Credit reporting, credit repair services, or other personal consumer reports
Other

Top issues, 2026 to date

Managing an account	39
Closing an account	17
Trouble during payment process	8
Opening an account	8
Incorrect information on your report	4
Struggling to pay mortgage	3

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Enforcement actions

1 past action

Past

Civil Money Penalty, $1,800,000June 8, 2017
Federal Reserve, against the holding company, Everbank Financial Corp · Order

Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

Get an email when EverBank, National Association's foreign transaction changes in our data

We check once a day and send one email covering every change.