Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Ou Federal Credit Union

Norman, OklahomaCredit UnionKansas City Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$15Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay (Checks, ACH, ATM/Debit)$30Within the typical range ($25–$31 nationally)
At the national median
Source
Non-sufficient Funds (Checks & ACH)$30Within the typical range ($25–$31 nationally)
At the national median
Source
Returned ACH$35Above the typical range ($25–$31 nationally)
$5 above the national median
Source
Returned Check (two or more party)$20Below the typical range ($25–$31 nationally)
$10 below the national median
Source

Wire TransfersVerified

Wire Transfer (Incoming)$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Wire Transfer (Outgoing)$30Above the typical range ($20–$25 nationally)
$7 above the national median
Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Check Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
per item · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$5 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Dormant Account	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per month	—	Source
Early Account Closure	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Paper Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay (Checks, ACH, ATM/Debit)	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Non-sufficient Funds (Checks & ACH)	$30
Wire TransfersVerified
Wire Transfer (Incoming)	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Wire Transfer (Outgoing)	$30
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Check Copy	$1
Digital & ElectronicVerified
ACH Origination	$10Within the typical range ($5–$20 nationally)	At the national median	—	—	Source
Other FeesVerified
Statement Copy/Account Activity Printout	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$82.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$82.7M

Total deposits

$77.8M

Service charge income (year to date)

$286K

Fee income ratio

9.7%

Return on assets

0.88%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 31,319 verified fees from 2,405 institutions

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