16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Choice Checking $5 · Secure Checking $5 · Benefit Checking $10 · Premier Checking $20
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Sun Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per hour
per month
per item
per item
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Benefit Checking Fee (Per month) | $10 | per month | None |
| Choice Checking Fee (Per month) | $5 | per month | None |
| Premier Checking Fee (Per month) | $20 | per month | None |
| Secure Checking Fee (Per month) | $5 | per month | None |
| Dormancy (Per month) | $3 | per month | None |
| Research and Account Balancing Fee (Per hour) | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailing Paper Statements (Per month) | $1 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay Fee (Per item paid) | $30 | per item | None |
| Returned Item Fee (Each) | $12 | per item | None |
| Overdraft Protection from Share (Per transfer) | $3 | per item | None |
ATM & Card | |||
| Non COOP ATM Fee (Per transaction) | $3 | per item | None |
| Replacement Card Fee (Each) | $10 | per item | None |
Check Services | |||
| Cashier’s Check Fee (Each) | $8 | per item | None |
| Official Check Fee (Each) | $8 | per item | None |
| Money Order Fee (Each) | $8 | per item | None |
| Stop Payment Fee (Each) | $30 | per item | None |
Cash & Deposit | |||
| Cash Advance Service Fee (Each) | $10 | per item | None |
Account Services | |||
| Member Notary Fee (Per signature) | $15 | per item | None |
| Safe Deposit Box 10” x 10” (Per year) (audience not stated, treated as personal) | $125 | per year | None |
| Safe Deposit Box 3” x 10” (Per year) (audience not stated, treated as personal) | $75 | per year | None |
| Safe Deposit Box 3” x 5” (Per year) (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box 5” x 10” (Per year) (audience not stated, treated as personal) | $90 | per year | None |
| Safe Deposit Box 5” x 5” (Per year) (audience not stated, treated as personal) | $65 | per year | None |
| Safe Deposit Key Fee | $20Not compared: Box drilling or key fee | Not stated | None |
Other Fees | |||
| Statement Copy Fee (Each) | $2 | per item | None |
| Home Equity Reconveyance Fee (Each) | $239.25 | per item | None |
| Real Estate Reconveyance Fee (Each) | $140.45 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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