Yolo Federal Credit Union

Headquarters: Woodland, California
Charter: Credit Union
Assets: $412.4M
Fed district: San Francisco
Regulator: NCUA

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 11, 2026

How these figures are measured

Call-report figures are for Yolo Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Yolo Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 11, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Yolo Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $463K in Q2 2026, 1.8% above the same quarter a year earlier ($455K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Yolo Federal Credit Union: $0 to $10
Yolo Federal Credit Union: $0 to $10
U.S. median: no median
Overdraft (OD)
Yolo Federal Credit Union: $20
Yolo Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Yolo Federal Credit Union: $20
Yolo Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 1.7% from Q3 2025 to Q2 2026, to $463K.

Fee income, Q2 2026

$463K

$471KQ3 2025

$467KQ4 2025

$442KQ1 2026

$463KQ2 2026

Against the median

Yolo Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Yolo Federal Credit Union · $412M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$401M to $423M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Yolo Federal Credit Union(this institution)	Woodland, CA	$412M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Community Federal Credit Union	San Angelo, TX	$422M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Acadia Federal Credit Union	Fort Kent, ME	$413M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Alliance Federal Credit Union	Fenton, MO	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ancorum Federal Credit Union	Bath, ME	$402M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ashland Federal Credit Union	Ashland, KY	$412M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Avenir Financial Federal Credit Union	Yuma, AZ	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Carolina Trust Federal Credit Union	Myrtle Beach, SC	$422M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cdc Federal Credit Union	Atlanta, GA	$414M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Co-Op Credit Union of Montevideo	Montevideo, MN	$423M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coosa Pines Federal Credit Union	Childersburg, AL	$421M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Eagle Community Federal Credit Union	Lake Forest, CA	$409M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Community Credit Union of Beloit	Beloit, WI	$410M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Glendale Area Schools Federal Credit Union	Glendale, CA	$422M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Honolulu Federal Credit Union	Honolulu, HI	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Houston Texas Fire Fighters Federal Credit Union	Houston, TX	$401M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Monroe Community Federal Credit Union	Monroe, MI	$406M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nymeo Federal Credit Union	Frederick, MD	$409M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Ocean Financial Federal Credit Union	Oceanside, NY	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Park View Federal Credit Union	Harrisonburg, VA	$410M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Partnership Financial Federal Credit Union	Morton Grove, IL	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Platinum Federal Credit Union	Duluth, GA	$413M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Popa Federal Credit Union	Cerritos, CA	$405M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Signature Federal Credit Union	Alexandria, VA	$421M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Streator Onized Federal Credit Union	Streator, IL	$423M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Zing Credit Union	Denver, CO	$406M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.23 (39%) below the median of similar-sized credit unions.

Compared at $5, the middle of its three prices, against a peer median of $8.23 among 14 publishing peers.

Its three checking prices are $0, $5 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Yolo Federal Credit Union: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Yolo Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $463K
vs prior quarter: +$21K+4.8%; from Q1 2026
vs a year earlier: +$8K+1.8%; from Q2 2025
vs start of range: −$22K−4.5%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Yolo Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$463K	+$21K	+4.8%
Q1 2026	$442K	−$25K	−5.4%
Q4 2025	$467K	−$4K	−0.8%
Q3 2025	$471K	+$16K	+3.5%
Q2 2025	$455K	+$4K	+0.9%
Q1 2025	$451K	−$38K	−7.8%
Q4 2024	$489K	+$4K	+0.8%
Q3 2024	$485K	+$31K	+6.8%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Yolo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Monthly Service Charge$10
per month
Monthly Service Charge (less than $100)$5
per month
Closed Account Fee$25
Account Research ($10.00 min)$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research(Rush Request-min $20.00)$40
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee$5
per month
Returned Mail Fee$5

Overdraft & NSF

Overdraft Fee/Privilege Pay (audience not stated, treated as personal)$20
per item
Re-Enroll in Privilege Pay$20
Checks Returned NSF or Closed Account$20
per item

ATM & Card

ATM Inquiry Fee on Non-Yolo FCU Owned$1
ATM Transaction Fee on Non-Yolo FCU Owned$2
FREE Card Replacement$5
VISA Card Replacement (audience not stated, treated as personal)$5
Not compared: Monthly charge, not per item
per month
Foreign Transaction Fee3%of the transaction

Wire Transfers

Domestic Wire Transfers$25
International Wire Transfers$50

Check Services

Locksmith Money Orders$5
ACH Stop Payment$25
Initiate or Reverse Stop Payment on Check (audience not stated, treated as personal)$25
per item
Stop Payment on Bill Payer Transaction (audience not stated, treated as personal)$25
per item
Temporary Checks (min 4)$1
per item
Check Cashing (Non-Members)$5
per item
Duplicate Copy of Sales Draft$10
per item
Photo Copies of Cancelled Checks$3
per item

Digital & Electronic

ACH Returned NSF$20
per item

Cash & Deposit

Returned Deposited Checks$30

Account Services

Notary Fee per Signature$15
per item
FREE Process Tax Levies or Garnishment$50
per item

Lending Fees

Late Fee$15

Other Fees

Copies of Deposits from Film$5
Duplicate Copies of Statements$5
Skip-a-Payment/Extension Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge (less than $100)	$5	per month	None
Closed Account Fee	$25	Not stated	None
Account Research ($10.00 min)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research(Rush Request-min $20.00)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee	$5	per month	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Fee/Privilege Pay (audience not stated, treated as personal)	$20	per item	None
Re-Enroll in Privilege Pay	$20	Not stated	None
Checks Returned NSF or Closed Account	$20	per item	None
ATM & Card
ATM Inquiry Fee on Non-Yolo FCU Owned	$1	Not stated	None
ATM Transaction Fee on Non-Yolo FCU Owned	$2	Not stated	None
FREE Card Replacement	$5	Not stated	None
VISA Card Replacement (audience not stated, treated as personal)	$5Not compared: Monthly charge, not per item	per month	None
Foreign Transaction Fee	3%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfers	$25	Not stated	None
International Wire Transfers	$50	Not stated	None
Check Services
Locksmith Money Orders	$5	Not stated	None
ACH Stop Payment	$25	Not stated	None
Initiate or Reverse Stop Payment on Check (audience not stated, treated as personal)	$25	per item	None
Stop Payment on Bill Payer Transaction (audience not stated, treated as personal)	$25	per item	None
Temporary Checks (min 4)	$1	per item	None
Check Cashing (Non-Members)	$5	per item	None
Duplicate Copy of Sales Draft	$10	per item	None
Photo Copies of Cancelled Checks	$3	per item	None
Digital & Electronic
ACH Returned NSF	$20	per item	None
Cash & Deposit
Returned Deposited Checks	$30	Not stated	None
Account Services
Notary Fee per Signature	$15	per item	None
FREE Process Tax Levies or Garnishment	$50	per item	None
Lending Fees
Late Fee	$15	Not stated	None
Other Fees
Copies of Deposits from Film	$5	Not stated	None
Duplicate Copies of Statements	$5	Not stated	None
Skip-a-Payment/Extension Fee	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Yolo Federal Credit Union's monthly maintenance changes in our data

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