Yolo Federal Credit Union

Headquarters: Woodland, California
Charter: Credit Union
Assets: $412.4M
Fed district: San Francisco

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Yolo Federal Credit Union: $0 to $10
Yolo Federal Credit Union: $0 to $10
U.S. median: no median
Overdraft (OD)
Yolo Federal Credit Union: $20
Yolo Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Yolo Federal Credit Union: $20
Yolo Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Yolo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Monthly Service Charge$10
per month
Monthly Service Charge (less than $100)$5
per month
Closed Account Fee$25
Account Research ($10.00 min)$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research(Rush Request-min $20.00)$40
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee$5
per month
Returned Mail Fee$5

Overdraft & NSF

Overdraft Fee/Privilege Pay (audience not stated, treated as personal)$20
per item
Re-Enroll in Privilege Pay$20
Checks Returned NSF or Closed Account$20
per item

ATM & Card

ATM Inquiry Fee on Non-Yolo FCU Owned$1
ATM Transaction Fee on Non-Yolo FCU Owned$2
FREE Card Replacement$5
VISA Card Replacement (audience not stated, treated as personal)$5
Not compared: Monthly charge, not per item
per month
Foreign Transaction Fee3%of the transaction

Wire Transfers

Domestic Wire Transfers$25
International Wire Transfers$50

Check Services

Locksmith Money Orders$5
ACH Stop Payment$25
Initiate or Reverse Stop Payment on Check (audience not stated, treated as personal)$25
per item
Stop Payment on Bill Payer Transaction (audience not stated, treated as personal)$25
per item
Temporary Checks (min 4)$1
per item
Check Cashing (Non-Members)$5
per item
Duplicate Copy of Sales Draft$10
per item
Photo Copies of Cancelled Checks$3
per item

Digital & Electronic

ACH Returned NSF$20
per item

Cash & Deposit

Returned Deposited Checks$30

Account Services

Notary Fee per Signature$15
per item
FREE Process Tax Levies or Garnishment$50
per item

Lending Fees

Late Fee$15

Other Fees

Copies of Deposits from Film$5
Duplicate Copies of Statements$5
Skip-a-Payment/Extension Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge (less than $100)	$5	per month	None
Closed Account Fee	$25	Not stated	None
Account Research ($10.00 min)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research(Rush Request-min $20.00)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee	$5	per month	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Fee/Privilege Pay (audience not stated, treated as personal)	$20	per item	None
Re-Enroll in Privilege Pay	$20	Not stated	None
Checks Returned NSF or Closed Account	$20	per item	None
ATM & Card
ATM Inquiry Fee on Non-Yolo FCU Owned	$1	Not stated	None
ATM Transaction Fee on Non-Yolo FCU Owned	$2	Not stated	None
FREE Card Replacement	$5	Not stated	None
VISA Card Replacement (audience not stated, treated as personal)	$5Not compared: Monthly charge, not per item	per month	None
Foreign Transaction Fee	3%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfers	$25	Not stated	None
International Wire Transfers	$50	Not stated	None
Check Services
Locksmith Money Orders	$5	Not stated	None
ACH Stop Payment	$25	Not stated	None
Initiate or Reverse Stop Payment on Check (audience not stated, treated as personal)	$25	per item	None
Stop Payment on Bill Payer Transaction (audience not stated, treated as personal)	$25	per item	None
Temporary Checks (min 4)	$1	per item	None
Check Cashing (Non-Members)	$5	per item	None
Duplicate Copy of Sales Draft	$10	per item	None
Photo Copies of Cancelled Checks	$3	per item	None
Digital & Electronic
ACH Returned NSF	$20	per item	None
Cash & Deposit
Returned Deposited Checks	$30	Not stated	None
Account Services
Notary Fee per Signature	$15	per item	None
FREE Process Tax Levies or Garnishment	$50	per item	None
Lending Fees
Late Fee	$15	Not stated	None
Other Fees
Copies of Deposits from Film	$5	Not stated	None
Duplicate Copies of Statements	$5	Not stated	None
Skip-a-Payment/Extension Fee	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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