L & N Federal Credit Union

Headquarters: Louisville, Kentucky
Charter: Credit Union
Assets: $2.6B
Fed district: St. Louis

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
L & N Federal Credit Union: $30
L & N Federal Credit Union: $30
U.S. median: no median
Stop Payment
L & N Federal Credit Union: $30
L & N Federal Credit Union: $30
U.S. median: no median
Cashier's Check
L & N Federal Credit Union: $1.50
L & N Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from L & N Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fraud Account Closure Fee$50
Paper Statement$2
Not compared: Annual charge, not monthly
per year
Paper Statement (Based on frequency of statement)$2

Overdraft & NSF

Check Returned Fee (NSF)$30

Check Services

2 Party Official Check Fee$1.50
Stop Payment Fee$30
Check Cashing$3
Check Cashing Fee - Non-Member (audience not stated, treated as personal)2%($10 minimum)
Copy of Deposited Check$5

Digital & Electronic

ACH Returned Fee (NSF)$30

Cash & Deposit

Coin Counting Fee5%

Other Fees

Statement Copies Fee$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Fraud Account Closure Fee	$50	Not stated	None
Paper Statement	$2Not compared: Annual charge, not monthly	per year	None
Paper Statement (Based on frequency of statement)	$2	Not stated	None
Overdraft & NSF
Check Returned Fee (NSF)	$30	Not stated	None
Check Services
2 Party Official Check Fee	$1.50	Not stated	None
Stop Payment Fee	$30	Not stated	None
Check Cashing	$3	Not stated	None
Check Cashing Fee - Non-Member (audience not stated, treated as personal)	2%($10 minimum)	Not stated	None
Copy of Deposited Check	$5	Not stated	None
Digital & Electronic
ACH Returned Fee (NSF)	$30	Not stated	None
Cash & Deposit
Coin Counting Fee	5%	Not stated	None
Other Fees
Statement Copies Fee	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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