Oc Federal Credit Union

Headquarters: Garfield Hts, Ohio
Charter: Credit Union
Assets: $314.9M
Fed district: Cleveland

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with an average daily balance of $2,500 or more.
Oc Federal Credit Union: $9.95
Oc Federal Credit Union: $9.95
U.S. median: no median
Overdraft (OD)
Oc Federal Credit Union: $30
Oc Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Oc Federal Credit Union: $25
Oc Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Oc Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$9.95
per month
Dormant Account$5
per month
Escheat$25
Monthly paper statements$4
per month
Paper Statement$4
per item
Undeliverable Mail$7
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft (OD)$30
per item

ATM & Card

Non-Network ATM$5
Not compared: Monthly charge, not per item
per month
Card Replacement$20
per item
Card Replacement Sent$35

Wire Transfers

Wire Transfer (Outgoing)$25
per item

Check Services

Money Order$5
per item
Stop Payment$30
per item
Member Check Cashing$30
per item
Third Party Check Cashing$20
per item

Cash & Deposit

Deposit Item Return$30
per item

Account Services

Garnishment$40

Retirement & IRA

IRA Transfer Out$25

Gift & Prepaid Cards

Gift Cards Purchase$3
per item

Other Fees

Paper Copy of Statement$8
per item
Photocopy$1
per item
Lien Release Recording$48

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$9.95	per month	None
Dormant Account	$5	per month	None
Escheat	$25	Not stated	None
Monthly paper statements	$4	per month	None
Paper Statement	$4	per item	None
Undeliverable Mail	$7Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft (OD)	$30	per item	None
ATM & Card
Non-Network ATM	$5Not compared: Monthly charge, not per item	per month	None
Card Replacement	$20	per item	None
Card Replacement Sent	$35	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	per item	None
Check Services
Money Order	$5	per item	None
Stop Payment	$30	per item	None
Member Check Cashing	$30	per item	None
Third Party Check Cashing	$20	per item	None
Cash & Deposit
Deposit Item Return	$30	per item	None
Account Services
Garnishment	$40	Not stated	None
Retirement & IRA
IRA Transfer Out	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards Purchase	$3	per item	None
Other Fees
Paper Copy of Statement	$8	per item	None
Photocopy	$1	per item	None
Lien Release Recording	$48	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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