Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Oc Federal Credit Union

Garfield Hts, OhioCredit UnionCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Paper Statement$4

$1 above the national median

Source

Overdraft & NSFVerified

have any questions or require current rate information on | Overdraft/Courtesy Pay$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source

ATM & CardVerified

or ATM)$5Above the typical range ($1–$2.50 nationally)
$3.25 above the national median
per month · Source

Wire TransfersVerified

Wire Transfer (Outgoing)$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Member Check Cashing$30Above the typical range ($5–$10 nationally)
$25 above the national median
per item · Source
Money Order$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
per day · Source
Third Party Check Cashing$20Above the typical range ($5–$10 nationally)
$15 above the national median
per item · Source

Cash & DepositVerified

Deposit Item Return$30Above the typical range ($10–$25 nationally)
$15 above the national median
per item · Source

Account ServicesVerified

Garnishment$40Within the typical range ($30–$75 nationally)
$10 below the national median
Source

Mortgage ServicingVerified

Lien Release Recording$48Above the typical range ($6.25–$24.75 nationally)
$38 above the national median
Source

Retirement & IRAVerified

IRA Transfer Out$25Within the typical range ($25–$35.63 nationally)
At the national median
Source

Gift & Prepaid CardsVerified

Gift Cards Purchase$3Within the typical range ($3–$4.45 nationally)
$0.50 below the national median
Source

Other FeesVerified

Paper Copy of Statement$8Above the typical range ($2–$5 nationally)
$5 above the national median
per item · Source
Photocopy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Paper Statement	$4Within the typical range ($2–$5 nationally)	$1 above the national median	—	—	Source
Overdraft & NSFVerified
have any questions or require current rate information on \| Overdraft/Courtesy Pay	$30Within the typical range ($25–$32 nationally)	At the national median	per item	—	Source
ATM & CardVerified
or ATM)	$5Above the typical range ($1–$2.50 nationally)	$3.25 above the national median	per month	—	Source
Wire TransfersVerified
Wire Transfer (Outgoing)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Check ServicesVerified
Member Check Cashing	$30Above the typical range ($5–$10 nationally)	$25 above the national median	per item	—	Source
Money Order	$5
Cash & DepositVerified
Deposit Item Return	$30Above the typical range ($10–$25 nationally)	$15 above the national median	per item	—	Source
Account ServicesVerified
Garnishment	$40Within the typical range ($30–$75 nationally)	$10 below the national median	—	—	Source
Mortgage ServicingVerified
Lien Release Recording	$48Above the typical range ($6.25–$24.75 nationally)	$38 above the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer Out	$25Within the typical range ($25–$35.63 nationally)	At the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards Purchase	$3Within the typical range ($3–$4.45 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Paper Copy of Statement	$8Above the typical range ($2–$5 nationally)	$5 above the national median	per item	—	Source
Photocopy	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$314.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$314.9M

Total deposits

$250.9M

Service charge income (year to date)

$371K

Fee income ratio

3.9%

Return on assets

0.99%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,850 published fee entries from 2,498 institutions

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