20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Wyoming, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Meridian Trust Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour
per month
per month
per item
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per item
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Close Account less than 90 Days after Opening (audience not stated, treated as personal) | $25 | Not stated | None |
| Inactive Account (audience not stated, treated as personal) | $25 | per month | None |
| Inactive Account sent as Unclaimed Property to State (audience not stated, treated as personal) | $50 | Not stated | None |
| ORSC 11/01/2024 5 Our Service Pricing & Charges Account Reconciliation & Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement (free in online banking) (audience not stated, treated as personal) | $3 | per month | None |
| Accounts with Invalid Address (returned mail) (audience not stated, treated as personal) | $10 | per month | None |
Overdraft & NSF | |||
| Paid Overdraft (audience not stated, treated as personal) | $30 | Not stated | None |
| Insufficient Funds Items (NSF) (audience not stated, treated as personal) | $30 | Not stated | None |
ATM & Card | |||
| Credit or Debit Card or H.S.A Card Replacement (audience not stated, treated as personal) | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer, domestic (audience not stated, treated as personal) | $30 | per item | None |
| Wire Transfer, incoming (audience not stated, treated as personal) | $5 | per item | None |
| Wire Transfer, International (audience not stated, treated as personal) | $55 | per item | None |
Check Services | |||
| Cashier's Check (audience not stated, treated as personal) | $5 | per item | None |
| Stop Payment (free in online banking) (audience not stated, treated as personal) | $30 | per item | None |
| Temporary Checks (audience not stated, treated as personal) | $2 | per item | None |
| Copies of Drafts (audience not stated, treated as personal) | $3 | per item | None |
| Receipt/Convenience Check Copy (audience not stated, treated as personal) | $3 | per item | None |
Digital & Electronic | |||
| Manual ACH Origination Set‐up or Change Fee (audience not stated, treated as personal) | $15 | Not stated | None |
Account Services | |||
| Safe Deposit Boxes‐ (audience not stated, treated as personal) | $5 | Not stated | None |
| Garnishments or Levy (audience not stated, treated as personal) | $75 | per item | None |
Lending Fees | |||
| Late Payment (if 10 or more days late) (audience not stated, treated as personal) | $25 | Not stated | None |
Retirement & IRA | |||
| Outgoing IRA transfer or Rollover (audience not stated, treated as personal) | $15 | per item | None |
Other Fees | |||
| Statement Copies (including Visa Credit Card) (audience not stated, treated as personal) | $3 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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