Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Meridian Trust Federal Credit Union

Cheyenne, WyomingCredit UnionKansas City Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

each Inactive Account .................................................$5Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=dormant_account; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$5 each Inactive Account ................................................." · Source

ORSC 11/01/2024 5 Our Service Pricing & Charges Account Reconciliation & Research$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=account_research; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="ORSC 11/01/2024 5 Our Service Pricing & Charges Account Reconciliation & Research .......................$25 per hour Accounts with Invalid Address (returned mail)...." · Source

per month (12 months without activity and less than 0.00) Inactive Account sent as Unclaimed Property to State ........$25

$20 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=dormant_account; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$25 per month (12 months without activity and less than $2000.00) Inactive Account sent as Unclaimed Property to State ........" · Source

Overdraft & NSFVerified

Paid Overdraft ....................................................................$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=overdraft; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$30 Paid Overdraft ...................................................................." · Source

Check ServicesVerified

each ACH Stop Payment ...................................................$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=stop_payment; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$30 each ACH Stop Payment ..................................................." · Source
each Check Cashing if over ...............$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=check_cashing; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$5 each Check Cashing if over $100.00 ..............." · Source
per month Cashier's Check ...........................................................$10Above the typical range ($3–$6 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=cashiers_check; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$10 per month Cashier's Check ..........................................................." · Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national median
per item · Per page of 4 checks · Source

Digital & ElectronicVerified

page of 4 checks Manual ACH Origination Set‐up or Change Fee .................$2Below the typical range ($5–$20 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=ach_origination; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$2 page of 4 checks Manual ACH Origination Set‐up or Change Fee ................." · Source

Cash & DepositVerified

per item Cash Advance ..................................$3Within the typical range ($3–$10 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=cash_advance; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$3 per item Cash Advance .................................." · Source

Account ServicesVerified

each Safe Deposit Boxes‐ (Cheyenne Downtown Branch location only) Lost Key .............................................$10Below the typical range ($25–$80 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=safe_deposit_box; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$10 each Safe Deposit Boxes‐ (Cheyenne Downtown Branch location only) Lost Key ......................................................................Drill Price BUSINESS ACCOUNTS T" · Source
Garnishments or Levy ................................................$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=garnishment_levy; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$50 Garnishments or Levy ................................................" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
each Inactive Account .................................................	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=dormant_account; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$5 each Inactive Account ................................................."	Source
ORSC 11/01/2024 5 Our Service Pricing & Charges Account Reconciliation & Research	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=account_research; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="ORSC 11/01/2024 5 Our Service Pricing & Charges Account Reconciliation & Research .......................$25 per hour Accounts with Invalid Address (returned mail)...."	Source
per month (12 months without activity and less than 0.00) Inactive Account sent as Unclaimed Property to State ........	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=dormant_account; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$25 per month (12 months without activity and less than $2000.00) Inactive Account sent as Unclaimed Property to State ........"	Source
Overdraft & NSFVerified
Paid Overdraft ....................................................................	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=overdraft; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$30 Paid Overdraft ...................................................................."	Source
Check ServicesVerified
each ACH Stop Payment ...................................................	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=stop_payment; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$30 each ACH Stop Payment ..................................................."	Source

Digital & ElectronicVerified
page of 4 checks Manual ACH Origination Set‐up or Change Fee .................	$2Below the typical range ($5–$20 nationally)	$8 below the national median	—	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=ach_origination; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$2 page of 4 checks Manual ACH Origination Set‐up or Change Fee ................."	Source
Cash & DepositVerified
per item Cash Advance ..................................	$3Within the typical range ($3–$10 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=cash_advance; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$3 per item Cash Advance .................................."	Source
Account ServicesVerified
each Safe Deposit Boxes‐ (Cheyenne Downtown Branch location only) Lost Key .............................................	$10Below the typical range ($25–$80 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #1027. canonical_hint=safe_deposit_box; text_hash=1462fa1441061f3a976a7e15f6ad9577446a00f3689b04226a45711c4f48f9db; excerpt="$10 each Safe Deposit Boxes‐ (Cheyenne Downtown Branch location only) Lost Key ......................................................................Drill Price BUSINESS ACCOUNTS T"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$730.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$730.5M

Total deposits

$627.7M

Service charge income (year to date)

$1.0M

Fee income ratio

4.7%

Return on assets

0.95%

Financial profile · Pro

Performance from regulator filings

each Check Cashing if over ...............

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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