Families And Schools Together Federal Credit Union

Headquarters: Hanford, California
Charter: Credit Union
Assets: $329.6M
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Families And Schools Together Federal Credit Union: $22
Families And Schools Together Federal Credit Union: $22
U.S. median: no median
Non-Network ATM
Families And Schools Together Federal Credit Union: $2
Families And Schools Together Federal Credit Union: $2
U.S. median: no median
Wire Transfer (Domestic Out)
Families And Schools Together Federal Credit Union: $20
Families And Schools Together Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Families And Schools Together Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Minimum Balance$5
Not compared: Quarterly charge, not monthly
per quarter
Escheatment to State$2
Inactive Checking Account (After 12 months if account balance is less than $1,000)$2.50
per month

Overdraft & NSF

Non-Sufficient Funds (NSF of a bill payment)$22

ATM & Card

Transaction Fees at Non-FAST ATMs – Withdrawals$2
Replacement Card or PIN$5
Rush Order of Replacement Card$80

Wire Transfers

Wire Transfers: Domestic$20
Wire Transfers: Incoming$5
Wire Transfers: International$50

Check Services

Teller Check$3
Temporary Checks$3
Statement, Check Copy, Account Printout, or Duplicate Item$3

Account Services

Notary Service per signature$15
per item
Safe Deposit Box 10" x 10" x 21.5"$100
per year
Safe Deposit Box 3" x 10" x 21.5"$40
per year
Safe Deposit Box 3" x 5" x 21.5"$30
per year
Safe Deposit Box 5" x 10" x 21.5"$50
per year
Safe Deposit Box 5" x 5" x 21.5"$35
per year
Levy, Lien or Garnishment$50
Verification of Account$5

Fee	Amount	Basis	Note
Account Maintenance
Below Minimum Balance	$5Not compared: Quarterly charge, not monthly	per quarter	None
Escheatment to State	$2	Not stated	None
Inactive Checking Account (After 12 months if account balance is less than $1,000)	$2.50	per month	None
Overdraft & NSF
Non-Sufficient Funds (NSF of a bill payment)	$22	Not stated	None
ATM & Card
Transaction Fees at Non-FAST ATMs – Withdrawals	$2	Not stated	None
Replacement Card or PIN	$5	Not stated	None
Rush Order of Replacement Card	$80	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$20	Not stated	None
Wire Transfers: Incoming	$5	Not stated	None
Wire Transfers: International	$50	Not stated	None
Check Services
Teller Check	$3	Not stated	None
Temporary Checks	$3	Not stated	None
Statement, Check Copy, Account Printout, or Duplicate Item	$3	Not stated	None
Account Services
Notary Service per signature	$15	per item	None
Safe Deposit Box 10" x 10" x 21.5"	$100	per year	None
Safe Deposit Box 3" x 10" x 21.5"	$40	per year	None
Safe Deposit Box 3" x 5" x 21.5"	$30	per year	None
Safe Deposit Box 5" x 10" x 21.5"	$50	per year	None
Safe Deposit Box 5" x 5" x 21.5"	$35	per year	None
Levy, Lien or Garnishment	$50	Not stated	None
Verification of Account	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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