Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Families And Schools Together Federal Credit Union

Hanford, CaliforniaCredit UnionSan Francisco Fed districtFees collected Apr 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Below Minimum Balance$5Within the typical range ($5–$12.25 nationally)

Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=minimum_balance; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Below Minimum Balance ............................................................................................................................................... $5/Quarter" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF of a bill payment)$22Below the typical range ($25–$32 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=nsf; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Non-Sufficient Funds (NSF of a bill payment) ............................................................................................................................. $22" · Source

ATM & CardVerified

Replacement Card or PIN$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=card_replacement; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Replacement Card or PIN ......................................................................................................................................................... $5" · Source
Rush Order of Replacement Card$80Above the typical range ($30–$50 nationally)
$40 above the national median
Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=rush_card; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Rush Order of Replacement Card ............................................................................................................................................. $80" · Source

Check ServicesVerified

Statement, Check Copy, Account Printout, or Duplicate Item$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=check_image; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Statement, Check Copy, Account Printout, or Duplicate Item ................................................................................................... $3" · Source

Cash & DepositVerified

Visa Cash Advance in Branch ............................................................................................$2Below the typical range ($3–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=cash_advance; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Visa Cash Advance in Branch ........................................................................................................................... Greater of $2 or 1%" · Source

Account ServicesVerified

Levy, Lien or Garnishment ..............................................................................................$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=garnishment_levy; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Levy, Lien or Garnishment ..................................................................................................................................... Expenses + $50" · Source
Notary Service per signature$15Above the typical range ($0–$5 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=notary_fee; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Notary Service per signature ..................................................................................................................................................... $" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Below Minimum Balance	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=minimum_balance; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Below Minimum Balance ............................................................................................................................................... $5/Quarter"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF of a bill payment)	$22Below the typical range ($25–$32 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=nsf; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Non-Sufficient Funds (NSF of a bill payment) ............................................................................................................................. $22"	Source
ATM & CardVerified
Replacement Card or PIN	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=card_replacement; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Replacement Card or PIN ......................................................................................................................................................... $5"	Source
Check ServicesVerified
Statement, Check Copy, Account Printout, or Duplicate Item	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=check_image; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Statement, Check Copy, Account Printout, or Duplicate Item ................................................................................................... $3"	Source
Cash & DepositVerified
Visa Cash Advance in Branch ............................................................................................	$2Below the typical range ($3–$10 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=cash_advance; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Visa Cash Advance in Branch ........................................................................................................................... Greater of $2 or 1%"	Source
Account ServicesVerified
Levy, Lien or Garnishment ..............................................................................................	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2874. canonical_hint=garnishment_levy; text_hash=8d43b4f4a23d7ed0741da0e2e6ca693411ebce65367ed80b8fdad5b8dc636b33; excerpt="Levy, Lien or Garnishment ..................................................................................................................................... Expenses + $50"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $22

24% below the national median NSF fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$329.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$329.6M

Total deposits

$260.3M

Service charge income (year to date)

$973K

Fee income ratio

9.0%

Return on assets

2.52%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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