Class Act Federal Credit Union

Headquarters: Louisville, Kentucky
Charter: Credit Union
Assets: $365.0M
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Class Act Federal Credit Union: $27
Class Act Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Class Act Federal Credit Union: $27
Class Act Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
Class Act Federal Credit Union: $20
Class Act Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Class Act Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure (within 12 months of opening)$5
Dormant Account (12 months no activity)$10
per month
Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (for bad address)$10
per month

Overdraft & NSF

ATM/ACH Overdraft$27
Courtesy Pay Item$27
Non-Sufficient Fund Item (NSF)$27

ATM & Card

ATM Transactions (except CAFCU ATMs)$1
Not compared: Monthly charge, not per item
per month
Card Replacement$7

Wire Transfers

Outgoing Domestic Wire$20
Incoming Wire$10
Outgoing International Wire$50

Check Services

Official Check$5
Official Check (non-member)$10
Stop Payment$27
Foreign Item Deposit$40
NSF Check Collection Item$27
Check Copy (free with Home Banking) Temporary$5
per item

Account Services

Notary Service: Non-members$10
Safe Deposit Box 10" x 10" (audience not stated, treated as personal)$70
Safe Deposit Box 3" x 10" (audience not stated, treated as personal)$40
Safe Deposit Box 5" x 10" (audience not stated, treated as personal)$50
Safe Deposit Box Drilling Fee (if both keys are lost)$400
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$20
Not compared: Box drilling or key fee
Safe Deposit Boxes: 3" x 5"$25
Garnishment/Levy$75

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (within 12 months of opening)	$5	Not stated	None
Dormant Account (12 months no activity)	$10	per month	None
Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (for bad address)	$10	per month	None
Overdraft & NSF
ATM/ACH Overdraft	$27	Not stated	None
Courtesy Pay Item	$27	Not stated	None
Non-Sufficient Fund Item (NSF)	$27	Not stated	None
ATM & Card
ATM Transactions (except CAFCU ATMs)	$1Not compared: Monthly charge, not per item	per month	None
Card Replacement	$7	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Outgoing International Wire	$50	Not stated	None
Check Services
Official Check	$5	Not stated	None
Official Check (non-member)	$10	Not stated	None
Stop Payment	$27	Not stated	None
Foreign Item Deposit	$40	Not stated	None
NSF Check Collection Item	$27	Not stated	None
Check Copy (free with Home Banking) Temporary	$5	per item	None
Account Services
Notary Service: Non-members	$10	Not stated	None
Safe Deposit Box 10" x 10" (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 3" x 10" (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5" x 10" (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box Drilling Fee (if both keys are lost)	$400Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Boxes: 3" x 5"	$25	Not stated	None
Garnishment/Levy	$75	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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