One Vision Federal Credit Union

Headquarters: Clarksville, Indiana
Charter: Credit Union
Assets: $65.2M
Fed district: St. Louis

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
One Vision Federal Credit Union: $30
One Vision Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
One Vision Federal Credit Union: $20
One Vision Federal Credit Union: $20
U.S. median: no median
Stop Payment
One Vision Federal Credit Union: $30
One Vision Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from One Vision Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account (within first 6 months of opening account)$10
per item
Inactive Account Fee$10
Account Research/Reconciliation Fee (1hr minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Loan Payoff Fax/Mail Fee (Mortgages and Vehicles)$20
per item
Paper Statement (Per Payment Cycle)$3
per item
Paper Statement (Per Statement Cycle)$3
per month
Return Mail Fee (Bad physical, mailing)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF Fee/Courtesy Pay Fee/(draft, ACH, debit card, ePay with Vision)$30
per item
Overdraft Transfer from Line of Credit Loan$10
per item
Overdraft Transfer from Shares$3
per item

ATM & Card

Debit Card/PIN Replacement Fee$10
per item
VISA Card/PIN Replacement Fee (charged to VISA account)$10
per item
Card Order Rush Fee$35
per item

Wire Transfers

Domestic Outgoing Wire Transfer Fee$20
per item
Incoming Wire Transfer Fee$10
per item
International Outgoing Wire Transfer Fee$50
per item

Check Services

Teller Check (Non Certified Funds) Check Fee - Members only payable to third party$2
per item
Money Order Fee$1
per item
Stop Payment Fee (draft, ACH, ePay with Vision)$30
per item
Payroll Check Cashing Fee -with no share draft (checking) account, saving balance less than $250$5
Share Draft Copy Fee$5
per item

Digital & Electronic

ACH Origination/Maintenance Fee$10
per item
Limit (draft, ACH, debit card, iPay(billpay)) (audience not stated, treated as personal)$15

Cash & Deposit

Cash Advance Processing Fee$5
per item

Account Services

Notary Services$5
per item
Garnishment/Levy Fee$20
per item
Deposit Verification (15 or more checks in a single deposit)$3
per item

Retirement & IRA

IRA Transfer/Close Account Fee$50
per item

Gift & Prepaid Cards

Pre-Paid Reloadable VISA Card - Purchase - Reload Fee$6
per item
VISA Gift Cards - member$3.50
per item
VISA Gift Cards - non-member$5
per item

Other Fees

Fax or Copy Service Fee$1
per item
Records Copy Fee (account histories, etc)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Close Account (within first 6 months of opening account)	$10	per item	None
Inactive Account Fee	$10	Not stated	None
Account Research/Reconciliation Fee (1hr minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Loan Payoff Fax/Mail Fee (Mortgages and Vehicles)	$20	per item	None
Paper Statement (Per Payment Cycle)	$3	per item	None
Paper Statement (Per Statement Cycle)	$3	per month	None
Return Mail Fee (Bad physical, mailing)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF Fee/Courtesy Pay Fee/(draft, ACH, debit card, ePay with Vision)	$30	per item	None
Overdraft Transfer from Line of Credit Loan	$10	per item	None
Overdraft Transfer from Shares	$3	per item	None
ATM & Card
Debit Card/PIN Replacement Fee	$10	per item	None
VISA Card/PIN Replacement Fee (charged to VISA account)	$10	per item	None
Card Order Rush Fee	$35	per item	None
Wire Transfers
Domestic Outgoing Wire Transfer Fee	$20	per item	None
Incoming Wire Transfer Fee	$10	per item	None
International Outgoing Wire Transfer Fee	$50	per item	None
Check Services
Teller Check (Non Certified Funds) Check Fee - Members only payable to third party	$2	per item	None
Money Order Fee	$1	per item	None
Stop Payment Fee (draft, ACH, ePay with Vision)	$30	per item	None
Payroll Check Cashing Fee -with no share draft (checking) account, saving balance less than $250	$5	Not stated	None
Share Draft Copy Fee	$5	per item	None
Digital & Electronic
ACH Origination/Maintenance Fee	$10	per item	None
Limit (draft, ACH, debit card, iPay(billpay)) (audience not stated, treated as personal)	$15	Not stated	None
Cash & Deposit
Cash Advance Processing Fee	$5	per item	None
Account Services
Notary Services	$5	per item	None
Garnishment/Levy Fee	$20	per item	None
Deposit Verification (15 or more checks in a single deposit)	$3	per item	None
Retirement & IRA
IRA Transfer/Close Account Fee	$50	per item	None
Gift & Prepaid Cards
Pre-Paid Reloadable VISA Card - Purchase - Reload Fee	$6	per item	None
VISA Gift Cards - member	$3.50	per item	None
VISA Gift Cards - non-member	$5	per item	None
Other Fees
Fax or Copy Service Fee	$1	per item	None
Records Copy Fee (account histories, etc)	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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