Sunbelt Federal Credit Union

Headquarters: Hattiesburg, Mississippi
Charter: Credit Union
Assets: $366.4M
Fed district: Atlanta

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Advantage Checking (Non-Qualify only)
Sunbelt Federal Credit Union: $5
Sunbelt Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Sunbelt Federal Credit Union: $30
Sunbelt Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Sunbelt Federal Credit Union: $30
Sunbelt Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sunbelt Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking (Non-Qualify only) Monthly service charge$5
per month
Sun Checking Account Monthly service charge$5
per month
Closed Membership (within 3 months)$5
per transaction
Inactive/ Dormant Account$5
per month
Account Research/Balancing$50
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Transfers/Withdrawals$2
per item
Bad Address (returned mail)$10
per month

Overdraft & NSF

Overdraft Privilege (drafts, checks, or Reg E)$30
per item
Non-Sufficient Funds (NSF)$30
Share Overdraft Transfer$5
per item

ATM & Card

ATM Card Transactions$0.50
per item
ATM: Foreign/Out of Network Inquiry/Transfer/Withdrawal$1
per item
Card Rush/Expedited Delivery$50
per item

Check Services

Official Check (cashier’s check)$3
per item
Official Check (cashier’s check)$10
per item
Starter Checks (3 pages) Quantity 12$10
Check Cashing (non-members)$5
per item

Digital & Electronic

Cloud Bill Pay (2+ bills paid per month = Free)$5
per month

Cash & Deposit

Cash Advance (Foreign Debit / Credit Card)$25
per item

Account Services

Safe Deposit Box (Drilling)$100
Not compared: Box drilling or key fee
Legal Response (Garnishment, Subpoena, etc.)$50
per item

Lending Fees

UCC Filing / UCC3 Filing / Upon Request$9

Retirement & IRA

IRA Maintenance (Annual)$10
per year
IRA Early Withdrawal$25
per item

Other Fees

Rush Delivery (FedEx, USPS, UPS)$40
per item
Lien Release (Mortgage)$35
Loan Application – Loan App within 90 days of previous denial$25
Loan Application/ Renewal (Single Payment Loan)$50
Other Lending Fee$13

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking (Non-Qualify only) Monthly service charge	$5	per month	None
Sun Checking Account Monthly service charge	$5	per month	None
Closed Membership (within 3 months)	$5	per transaction	None
Inactive/ Dormant Account	$5	per month	None
Account Research/Balancing	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Transfers/Withdrawals	$2	per item	None
Bad Address (returned mail)	$10	per month	None
Overdraft & NSF
Overdraft Privilege (drafts, checks, or Reg E)	$30	per item	None
Non-Sufficient Funds (NSF)	$30	Not stated	None
Share Overdraft Transfer	$5	per item	None
ATM & Card
ATM Card Transactions	$0.50	per item	None
ATM: Foreign/Out of Network Inquiry/Transfer/Withdrawal	$1	per item	None
Card Rush/Expedited Delivery	$50	per item	None
Check Services
Official Check (cashier’s check)	$3	per item	None
Official Check (cashier’s check)	$10	per item	None
Starter Checks (3 pages) Quantity 12	$10	Not stated	None
Check Cashing (non-members)	$5	per item	None
Digital & Electronic
Cloud Bill Pay (2+ bills paid per month = Free)	$5	per month	None
Cash & Deposit
Cash Advance (Foreign Debit / Credit Card)	$25	per item	None
Account Services
Safe Deposit Box (Drilling)	$100Not compared: Box drilling or key fee	Not stated	None
Legal Response (Garnishment, Subpoena, etc.)	$50	per item	None
Lending Fees
UCC Filing / UCC3 Filing / Upon Request	$9	Not stated	None
Retirement & IRA
IRA Maintenance (Annual)	$10	per year	None
IRA Early Withdrawal	$25	per item	None
Other Fees
Rush Delivery (FedEx, USPS, UPS)	$40	per item	None
Lien Release (Mortgage)	$35	Not stated	None
Loan Application – Loan App within 90 days of previous denial	$25	Not stated	None
Loan Application/ Renewal (Single Payment Loan)	$50	Not stated	None
Other Lending Fee	$13	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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