Ukrainian Federal Credit Union

Headquarters: Rochester, New York
Charter: Credit Union
Assets: $426.9M
Fed district: New York

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ukrainian Federal Credit Union: $27
Ukrainian Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Ukrainian Federal Credit Union: No fee
Ukrainian Federal Credit Union: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Ukrainian Federal Credit Union: $20
Ukrainian Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ukrainian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Below Minimum Balance$10
Share Savings Below Minimum Balance$5
Account Closure Within 6 Months of Opening$10
Account Closure Within 6 Months of Opening$25
Dormant Account$15
Dormant Share/Savings or Money Market – After 30 months, per month$15
per month
Escheatment Fee$100
Inactive Share Draft/Checking – After 6 months, per month$10
per month
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply$2
per month
Money Market Excess Withdrawals – over 3 per month & per occurrence$10
per item
Returned Mail$5
Returned Mail Process for Undeliverable Addresses – Per occurrence$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$27
Overdraft Fee (Personal) - per presentment$27
per item
Overdraft Fee (Personal) – per presentment$27
per item

ATM & Card

ATM Transactions with CO-OP NetworkNo charge
Credit Card or Debit Card Replacement$20
Credit Card or Debit Card Rush Replacement$39
Foreign Transaction Fee for Credit Card Purchases2%of the transaction
Foreign Transaction Fee for Credit Card Purchases (audience not stated, treated as personal)2%of the transaction
Foreign Transaction Fee for Debit Card Purchases1%of the transaction
Foreign Transaction Fee for Debit Card Purchases (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer – Outgoing Domestic$20
Wire Transfer – Outgoing International$50

Check Services

Certified Check$10
Official Check$5
Money Order$2
ACH Stop Payment$25
Stop Payment (Official Checks or Share Draft)$25
Set of 9 Starter Checks for New Checking Accounts (in branch)No charge
Non-Member Check Cashing Fee – Per Item$5
per item

Digital & Electronic

Online Bill Pay – Rush Delivery Expedited Electronic Payment$9.95
Online Bill Pay – Rush Delivery Overnight Check$12.95

Cash & Deposit

Returned Deposit Item – Organization$10
Returned Deposit Item – Personal$25

Account Services

Notary Service$2
Legal Process - Subpoenas, levies and/or government orders$75
Legal Process – Subpoenas, levies and/or government orders$75

Other Fees

Account Statement Copy – free up to 3 months, over 3 months$2
Not compared: Charged per page; comparison unavailable
per page
Photocopies – Per document page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Money Market Below Minimum Balance	$10	Not stated	None
Share Savings Below Minimum Balance	$5	Not stated	None
Account Closure Within 6 Months of Opening	$10	Not stated	None
Account Closure Within 6 Months of Opening	$25	Not stated	None
Dormant Account	$15	Not stated	None
Dormant Share/Savings or Money Market – After 30 months, per month	$15	per month	None
Escheatment Fee	$100	Not stated	None
Inactive Share Draft/Checking – After 6 months, per month	$10	per month	None
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply	$2	per month	None
Money Market Excess Withdrawals – over 3 per month & per occurrence	$10	per item	None
Returned Mail	$5	Not stated	None
Returned Mail Process for Undeliverable Addresses – Per occurrence	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$27	Not stated	None
Overdraft Fee (Personal) - per presentment	$27	per item	None
Overdraft Fee (Personal) – per presentment	$27	per item	None
ATM & Card
ATM Transactions with CO-OP Network	No charge	Not stated	None
Credit Card or Debit Card Replacement	$20	Not stated	None
Credit Card or Debit Card Rush Replacement	$39	Not stated	None
Foreign Transaction Fee for Credit Card Purchases	2%of the transaction	Not stated	None
Foreign Transaction Fee for Credit Card Purchases (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Foreign Transaction Fee for Debit Card Purchases	1%of the transaction	Not stated	None
Foreign Transaction Fee for Debit Card Purchases (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer – Outgoing Domestic	$20	Not stated	None
Wire Transfer – Outgoing International	$50	Not stated	None
Check Services
Certified Check	$10	Not stated	None
Official Check	$5	Not stated	None
Money Order	$2	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment (Official Checks or Share Draft)	$25	Not stated	None
Set of 9 Starter Checks for New Checking Accounts (in branch)	No charge	Not stated	None
Non-Member Check Cashing Fee – Per Item	$5	per item	None
Digital & Electronic
Online Bill Pay – Rush Delivery Expedited Electronic Payment	$9.95	Not stated	None
Online Bill Pay – Rush Delivery Overnight Check	$12.95	Not stated	None
Cash & Deposit
Returned Deposit Item – Organization	$10	Not stated	None
Returned Deposit Item – Personal	$25	Not stated	None
Account Services
Notary Service	$2	Not stated	None
Legal Process - Subpoenas, levies and/or government orders	$75	Not stated	None
Legal Process – Subpoenas, levies and/or government orders	$75	Not stated	None
Other Fees
Account Statement Copy – free up to 3 months, over 3 months	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopies – Per document page	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Money Market Below Minimum Balance$10
Share Savings Below Minimum Balance$5
Account Closure Within 6 Months of Opening$10
Account Closure Within 6 Months of Opening$25
Dormant Account$15
Dormant Share/Savings or Money Market – After 30 months, per month$15
per month
Escheatment Fee$100
Inactive Share Draft/Checking – After 6 months, per month$10
per month
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply$2
per month
Money Market Excess Withdrawals – over 3 per month & per occurrence$10
per item
Returned Mail$5
Returned Mail Process for Undeliverable Addresses – Per occurrence$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee (Business) – per presentment$35
per item
Business / Organization Share Draft NSF Return Fee – per presentment$35
per item
NSF / Returned Item$35

ATM & Card

ATM Transactions with CO-OP NetworkNo charge
Credit Card or Debit Card Replacement$20
Credit Card or Debit Card Rush Replacement$39
Foreign Transaction Fee for Credit Card Purchases2%of the transaction
Foreign Transaction Fee for Debit Card Purchases1%of the transaction

Wire Transfers

Wire Transfer – Outgoing Domestic$20
Wire Transfer – Outgoing International$50

Check Services

Certified Check$10
Official Check$5
Money Order$2
ACH Stop Payment$25
Stop Payment (Official Checks or Share Draft)$25
Set of 9 Starter Checks for New Checking Accounts (in branch)No charge
Non-Member Check Cashing Fee – Per Item$5
per item

Digital & Electronic

Online Bill Pay – Rush Delivery Expedited Electronic Payment$9.95
Online Bill Pay – Rush Delivery Overnight Check$12.95

Cash & Deposit

Returned Deposit Item – Business$29
Returned Deposit Item – Organization$10

Account Services

Notary Service$2
Legal Process - Subpoenas, levies and/or government orders$75
Legal Process – Subpoenas, levies and/or government orders$75

Other Fees

Account Statement Copy – free up to 3 months, over 3 months$2
Not compared: Charged per page; comparison unavailable
per page
Photocopies – Per document page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Money Market Below Minimum Balance	$10	Not stated	None
Share Savings Below Minimum Balance	$5	Not stated	None
Account Closure Within 6 Months of Opening	$10	Not stated	None
Account Closure Within 6 Months of Opening	$25	Not stated	None
Dormant Account	$15	Not stated	None
Dormant Share/Savings or Money Market – After 30 months, per month	$15	per month	None
Escheatment Fee	$100	Not stated	None
Inactive Share Draft/Checking – After 6 months, per month	$10	per month	None
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply	$2	per month	None
Money Market Excess Withdrawals – over 3 per month & per occurrence	$10	per item	None
Returned Mail	$5	Not stated	None
Returned Mail Process for Undeliverable Addresses – Per occurrence	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee (Business) – per presentment	$35	per item	None
Business / Organization Share Draft NSF Return Fee – per presentment	$35	per item	None
NSF / Returned Item	$35	Not stated	None
ATM & Card
ATM Transactions with CO-OP Network	No charge	Not stated	None
Credit Card or Debit Card Replacement	$20	Not stated	None
Credit Card or Debit Card Rush Replacement	$39	Not stated	None
Foreign Transaction Fee for Credit Card Purchases	2%of the transaction	Not stated	None
Foreign Transaction Fee for Debit Card Purchases	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer – Outgoing Domestic	$20	Not stated	None
Wire Transfer – Outgoing International	$50	Not stated	None
Check Services
Certified Check	$10	Not stated	None
Official Check	$5	Not stated	None
Money Order	$2	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment (Official Checks or Share Draft)	$25	Not stated	None
Set of 9 Starter Checks for New Checking Accounts (in branch)	No charge	Not stated	None
Non-Member Check Cashing Fee – Per Item	$5	per item	None
Digital & Electronic
Online Bill Pay – Rush Delivery Expedited Electronic Payment	$9.95	Not stated	None
Online Bill Pay – Rush Delivery Overnight Check	$12.95	Not stated	None
Cash & Deposit
Returned Deposit Item – Business	$29	Not stated	None
Returned Deposit Item – Organization	$10	Not stated	None
Account Services
Notary Service	$2	Not stated	None
Legal Process - Subpoenas, levies and/or government orders	$75	Not stated	None
Legal Process – Subpoenas, levies and/or government orders	$75	Not stated	None
Other Fees
Account Statement Copy – free up to 3 months, over 3 months	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopies – Per document page	$0.25	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Ukrainian Federal Credit Union's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ukrainian Federal Credit Union: $27
Ukrainian Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Ukrainian Federal Credit Union: No fee
Ukrainian Federal Credit Union: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Ukrainian Federal Credit Union: $20
Ukrainian Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Ukrainian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Below Minimum Balance$10
Share Savings Below Minimum Balance$5
Account Closure Within 6 Months of Opening$10
Account Closure Within 6 Months of Opening$25
Dormant Account$15
Dormant Share/Savings or Money Market – After 30 months, per month$15
per month
Escheatment Fee$100
Inactive Share Draft/Checking – After 6 months, per month$10
per month
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply$2
per month
Money Market Excess Withdrawals – over 3 per month & per occurrence$10
per item
Returned Mail$5
Returned Mail Process for Undeliverable Addresses – Per occurrence$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$27
Overdraft Fee (Personal) - per presentment$27
per item
Overdraft Fee (Personal) – per presentment$27
per item

ATM & Card

ATM Transactions with CO-OP NetworkNo charge
Credit Card or Debit Card Replacement$20
Credit Card or Debit Card Rush Replacement$39
Foreign Transaction Fee for Credit Card Purchases2%of the transaction
Foreign Transaction Fee for Credit Card Purchases (audience not stated, treated as personal)2%of the transaction
Foreign Transaction Fee for Debit Card Purchases1%of the transaction
Foreign Transaction Fee for Debit Card Purchases (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer – Outgoing Domestic$20
Wire Transfer – Outgoing International$50

Check Services

Certified Check$10
Official Check$5
Money Order$2
ACH Stop Payment$25
Stop Payment (Official Checks or Share Draft)$25
Set of 9 Starter Checks for New Checking Accounts (in branch)No charge
Non-Member Check Cashing Fee – Per Item$5
per item

Digital & Electronic

Online Bill Pay – Rush Delivery Expedited Electronic Payment$9.95
Online Bill Pay – Rush Delivery Overnight Check$12.95

Cash & Deposit

Returned Deposit Item – Organization$10
Returned Deposit Item – Personal$25

Account Services

Notary Service$2
Legal Process - Subpoenas, levies and/or government orders$75
Legal Process – Subpoenas, levies and/or government orders$75

Other Fees

Account Statement Copy – free up to 3 months, over 3 months$2
Not compared: Charged per page; comparison unavailable
per page
Photocopies – Per document page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Money Market Below Minimum Balance	$10	Not stated	None
Share Savings Below Minimum Balance	$5	Not stated	None
Account Closure Within 6 Months of Opening	$10	Not stated	None
Account Closure Within 6 Months of Opening	$25	Not stated	None
Dormant Account	$15	Not stated	None
Dormant Share/Savings or Money Market – After 30 months, per month	$15	per month	None
Escheatment Fee	$100	Not stated	None
Inactive Share Draft/Checking – After 6 months, per month	$10	per month	None
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply	$2	per month	None
Money Market Excess Withdrawals – over 3 per month & per occurrence	$10	per item	None
Returned Mail	$5	Not stated	None
Returned Mail Process for Undeliverable Addresses – Per occurrence	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$27	Not stated	None
Overdraft Fee (Personal) - per presentment	$27	per item	None
Overdraft Fee (Personal) – per presentment	$27	per item	None
ATM & Card
ATM Transactions with CO-OP Network	No charge	Not stated	None
Credit Card or Debit Card Replacement	$20	Not stated	None
Credit Card or Debit Card Rush Replacement	$39	Not stated	None
Foreign Transaction Fee for Credit Card Purchases	2%of the transaction	Not stated	None
Foreign Transaction Fee for Credit Card Purchases (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Foreign Transaction Fee for Debit Card Purchases	1%of the transaction	Not stated	None
Foreign Transaction Fee for Debit Card Purchases (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer – Outgoing Domestic	$20	Not stated	None
Wire Transfer – Outgoing International	$50	Not stated	None
Check Services
Certified Check	$10	Not stated	None
Official Check	$5	Not stated	None
Money Order	$2	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment (Official Checks or Share Draft)	$25	Not stated	None
Set of 9 Starter Checks for New Checking Accounts (in branch)	No charge	Not stated	None
Non-Member Check Cashing Fee – Per Item	$5	per item	None
Digital & Electronic
Online Bill Pay – Rush Delivery Expedited Electronic Payment	$9.95	Not stated	None
Online Bill Pay – Rush Delivery Overnight Check	$12.95	Not stated	None
Cash & Deposit
Returned Deposit Item – Organization	$10	Not stated	None
Returned Deposit Item – Personal	$25	Not stated	None
Account Services
Notary Service	$2	Not stated	None
Legal Process - Subpoenas, levies and/or government orders	$75	Not stated	None
Legal Process – Subpoenas, levies and/or government orders	$75	Not stated	None
Other Fees
Account Statement Copy – free up to 3 months, over 3 months	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopies – Per document page	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Money Market Below Minimum Balance$10
Share Savings Below Minimum Balance$5
Account Closure Within 6 Months of Opening$10
Account Closure Within 6 Months of Opening$25
Dormant Account$15
Dormant Share/Savings or Money Market – After 30 months, per month$15
per month
Escheatment Fee$100
Inactive Share Draft/Checking – After 6 months, per month$10
per month
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply$2
per month
Money Market Excess Withdrawals – over 3 per month & per occurrence$10
per item
Returned Mail$5
Returned Mail Process for Undeliverable Addresses – Per occurrence$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee (Business) – per presentment$35
per item
Business / Organization Share Draft NSF Return Fee – per presentment$35
per item
NSF / Returned Item$35

ATM & Card

ATM Transactions with CO-OP NetworkNo charge
Credit Card or Debit Card Replacement$20
Credit Card or Debit Card Rush Replacement$39
Foreign Transaction Fee for Credit Card Purchases2%of the transaction
Foreign Transaction Fee for Debit Card Purchases1%of the transaction

Wire Transfers

Wire Transfer – Outgoing Domestic$20
Wire Transfer – Outgoing International$50

Check Services

Certified Check$10
Official Check$5
Money Order$2
ACH Stop Payment$25
Stop Payment (Official Checks or Share Draft)$25
Set of 9 Starter Checks for New Checking Accounts (in branch)No charge
Non-Member Check Cashing Fee – Per Item$5
per item

Digital & Electronic

Online Bill Pay – Rush Delivery Expedited Electronic Payment$9.95
Online Bill Pay – Rush Delivery Overnight Check$12.95

Cash & Deposit

Returned Deposit Item – Business$29
Returned Deposit Item – Organization$10

Account Services

Notary Service$2
Legal Process - Subpoenas, levies and/or government orders$75
Legal Process – Subpoenas, levies and/or government orders$75

Other Fees

Account Statement Copy – free up to 3 months, over 3 months$2
Not compared: Charged per page; comparison unavailable
per page
Photocopies – Per document page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Money Market Below Minimum Balance	$10	Not stated	None
Share Savings Below Minimum Balance	$5	Not stated	None
Account Closure Within 6 Months of Opening	$10	Not stated	None
Account Closure Within 6 Months of Opening	$25	Not stated	None
Dormant Account	$15	Not stated	None
Dormant Share/Savings or Money Market – After 30 months, per month	$15	per month	None
Escheatment Fee	$100	Not stated	None
Inactive Share Draft/Checking – After 6 months, per month	$10	per month	None
Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply	$2	per month	None
Money Market Excess Withdrawals – over 3 per month & per occurrence	$10	per item	None
Returned Mail	$5	Not stated	None
Returned Mail Process for Undeliverable Addresses – Per occurrence	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee (Business) – per presentment	$35	per item	None
Business / Organization Share Draft NSF Return Fee – per presentment	$35	per item	None
NSF / Returned Item	$35	Not stated	None
ATM & Card
ATM Transactions with CO-OP Network	No charge	Not stated	None
Credit Card or Debit Card Replacement	$20	Not stated	None
Credit Card or Debit Card Rush Replacement	$39	Not stated	None
Foreign Transaction Fee for Credit Card Purchases	2%of the transaction	Not stated	None
Foreign Transaction Fee for Debit Card Purchases	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer – Outgoing Domestic	$20	Not stated	None
Wire Transfer – Outgoing International	$50	Not stated	None
Check Services
Certified Check	$10	Not stated	None
Official Check	$5	Not stated	None
Money Order	$2	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment (Official Checks or Share Draft)	$25	Not stated	None
Set of 9 Starter Checks for New Checking Accounts (in branch)	No charge	Not stated	None
Non-Member Check Cashing Fee – Per Item	$5	per item	None
Digital & Electronic
Online Bill Pay – Rush Delivery Expedited Electronic Payment	$9.95	Not stated	None
Online Bill Pay – Rush Delivery Overnight Check	$12.95	Not stated	None
Cash & Deposit
Returned Deposit Item – Business	$29	Not stated	None
Returned Deposit Item – Organization	$10	Not stated	None
Account Services
Notary Service	$2	Not stated	None
Legal Process - Subpoenas, levies and/or government orders	$75	Not stated	None
Legal Process – Subpoenas, levies and/or government orders	$75	Not stated	None
Other Fees
Account Statement Copy – free up to 3 months, over 3 months	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopies – Per document page	$0.25	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.