River Valley Community Federal Credit Union

Headquarters: Camden, Arkansas
Charter: Credit Union
Assets: $64.3M
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
River Valley Community Federal Credit Union: $30
River Valley Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
River Valley Community Federal Credit Union: $10
River Valley Community Federal Credit Union: $10
U.S. median: no median
Wire Transfer (Domestic Out)
River Valley Community Federal Credit Union: $20
River Valley Community Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from River Valley Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing$20
Dormant Account$5
per month
Account Reconciliation$25
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Primary Share Account Excessive Withdrawal$20
per item
Missing Address/Return Statement$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ACH Overdraft$30
Return Item$10
per item

ATM & Card

Replacement ATM Card$10

Wire Transfers

Wire Transfer: Outgoing$20
per item
Wire Transfer: Incoming$10
per item

Check Services

Teller’s Check$2
per item
Items Sent for Collection$10
per item
Copy of Share Draft$5
per item

Cash & Deposit

Deposited Item Return$10
per item

Account Services

Drilling of Boxes$150
Not compared: Box drilling or key fee
Garnishment/Levy$30
Legal Process$30

Lending Fees

Loan Cancellation$25

Other Fees

Fax: Member$4
Fax: Nonmember$5
per item
Photocopy$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account Closing	$20	Not stated	None
Dormant Account	$5	per month	None
Account Reconciliation	$25	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Primary Share Account Excessive Withdrawal	$20	per item	None
Missing Address/Return Statement	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ACH Overdraft	$30	Not stated	None
Return Item	$10	per item	None
ATM & Card
Replacement ATM Card	$10	Not stated	None
Wire Transfers
Wire Transfer: Outgoing	$20	per item	None
Wire Transfer: Incoming	$10	per item	None
Check Services
Teller’s Check	$2	per item	None
Items Sent for Collection	$10	per item	None
Copy of Share Draft	$5	per item	None
Cash & Deposit
Deposited Item Return	$10	per item	None
Account Services
Drilling of Boxes	$150Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$30	Not stated	None
Legal Process	$30	Not stated	None
Lending Fees
Loan Cancellation	$25	Not stated	None
Other Fees
Fax: Member	$4	Not stated	None
Fax: Nonmember	$5	per item	None
Photocopy	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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