Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

River Valley Community Federal Credit Union

Camden, ArkansasCredit UnionSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

ACH Overdraft$30Within the typical range ($25–$32 nationally)
At the national median
Source
Return Item$10Below the typical range ($25–$31 nationally)
$20 below the national median
per item · Source

Wire TransfersVerified

Wire Transfer: Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Source
Wire Transfer: Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Account ServicesVerified

Drilling of Boxes$150Above the typical range ($25–$80 nationally)
$105 above the national median
Source
Garnishment/Levy$30Within the typical range ($30–$75 nationally)
$20 below the national median
Source
Legal Process$30Below the typical range ($50–$150 nationally)
$70 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Account Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
ACH Overdraft	$30Within the typical range ($25–$32 nationally)	At the national median	—	—	Source
Return Item	$10Below the typical range ($25–$31 nationally)
ATM & CardVerified
Replacement ATM Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire Transfer: Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Wire Transfer: Outgoing	$20
Check ServicesVerified
Copy of Share Draft	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Cash & DepositVerified
Deposited Item Return	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	—	Source
Account ServicesVerified
Drilling of Boxes	$150Above the typical range ($25–$80 nationally)	$105 above the national median	—	—	Source
Garnishment/Levy	$30
Other FeesVerified
Photocopy	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$64.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$64.3M

Total deposits

$55.0M

Service charge income (year to date)

$249K

Fee income ratio

11.4%

Return on assets

1.04%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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