Coloramo Federal Credit Union

Headquarters: Grand Junction, Colorado
Charter: Credit Union
Assets: $196.3M
Fed district: Kansas City

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Coloramo Federal Credit Union: $8
Coloramo Federal Credit Union: $8
U.S. median: no median
Overdraft (OD)
Coloramo Federal Credit Union: $30
Coloramo Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Coloramo Federal Credit Union: $30
Coloramo Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Coloramo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking 6,11 Monthly service charge$8
per month
Fresh Start Share Draft Monthly service charge$8
per month
Inactive Share Account (after 12 months)$10
per month
Account Reconciliation (1 Hour Min.)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation (1 Hour Min.) | $25.00 / Hour
Account Research - Legal document processing (1 Hour Min.)$100
Not compared: Charged per hour; comparison unavailable
per hour · Account Research - Legal document processing (1 Hour Min.) | $100.00/ Hour
Account Research - Member account research (1 Hour Min.)$50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research - Member account research (1 Hour Min.) | $50.00 / Hour
Return Mail Processing (Per Account)$15
per month

Overdraft & NSF

Overdraft (to include ACH, checks, and debit card transactions)$30
per item
Insufficient Funds Fee (to include ACH and check transactions)$30
per item

ATM & Card

Debit / Credit Card (Replacement)$12
per item

Wire Transfers

Domestic Wire Transfer (Outgoing)$25
per item
Domestic Wire Transfer (Incoming)$5
per item
Foreign Wire Transfer (Outgoing)$40
per item
Foreign Wire Transfer (Incoming)$5
per item

Check Services

Teller Check$7
per item
Money Order$7
per item
Stop Payment$30
per item
Temporary Checks$10
Check Copy$5
per item

Digital & Electronic

ACH One-time Origination (Out./Incoming)$5
one time

Cash & Deposit

Coin Processing (Minor Accounts)No charge
Cash Advance Over the Phone/ In Person$5
per item

Account Services

Garnishment/Levy/Lien Processing$25
per item

Other Fees

Statement Copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy | $5.00 / Statement

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking 6,11 Monthly service charge	$8	per month	None
Fresh Start Share Draft Monthly service charge	$8	per month	None
Inactive Share Account (after 12 months)	$10	per month	None
Account Reconciliation (1 Hour Min.)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation (1 Hour Min.) \| $25.00 / Hour
Account Research - Legal document processing (1 Hour Min.)	$100Not compared: Charged per hour; comparison unavailable	per hour	Account Research - Legal document processing (1 Hour Min.) \| $100.00/ Hour
Account Research - Member account research (1 Hour Min.)	$50Not compared: Charged per hour; comparison unavailable	per hour	Account Research - Member account research (1 Hour Min.) \| $50.00 / Hour
Return Mail Processing (Per Account)	$15	per month	None
Overdraft & NSF
Overdraft (to include ACH, checks, and debit card transactions)	$30	per item	None
Insufficient Funds Fee (to include ACH and check transactions)	$30	per item	None
ATM & Card
Debit / Credit Card (Replacement)	$12	per item	None
Wire Transfers
Domestic Wire Transfer (Outgoing)	$25	per item	None
Domestic Wire Transfer (Incoming)	$5	per item	None
Foreign Wire Transfer (Outgoing)	$40	per item	None
Foreign Wire Transfer (Incoming)	$5	per item	None
Check Services
Teller Check	$7	per item	None
Money Order	$7	per item	None
Stop Payment	$30	per item	None
Temporary Checks	$10	Not stated	None
Check Copy	$5	per item	None
Digital & Electronic
ACH One-time Origination (Out./Incoming)	$5	one time	None
Cash & Deposit
Coin Processing (Minor Accounts)	No charge	Not stated	None
Cash Advance Over the Phone/ In Person	$5	per item	None
Account Services
Garnishment/Levy/Lien Processing	$25	per item	None
Other Fees
Statement Copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy \| $5.00 / Statement

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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