Edu Federal Credit Union

Headquarters: New Castle, Delaware
Charter: Credit Union
Assets: $44.2M
Fed district: Philadelphia

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Edu Federal Credit Union: $10
Edu Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Compared at $40, the middle of its prices
Edu Federal Credit Union: $35 to $40
Edu Federal Credit Union: $35 to $40
U.S. median: no median
Stop Payment
Edu Federal Credit Union: $30
Edu Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Delaware, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Delaware: Banks and credit unions headquartered in Delaware that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Edu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (inactive for 1 year)$5
per month
Escheat Fee$50
Account Balancing$20
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statements$1
Returned Mail/Bad Address$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdrafts$10
NSF ACH$40
NSF Member Draft$40
NSF Overdraw on Debit$35

ATM & Card

Replacement Debit/ATM/Credit Card$30
Rush Delivery (Debit/ATM/Credit Cards)$25
Foreign transaction fee (multiple currency) (audience not stated, treated as personal)1%of the transaction

Check Services

Certified Check$5
Money Order$5
Stop Payment – ACH$30
Stop Payment – Bill Pay$30
Stop Payment – Credit Union Check$30
Stop Payment – Member Draft$30

Account Services

Notary Service$1

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (inactive for 1 year)	$5	per month	None
Escheat Fee	$50	Not stated	None
Account Balancing	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statements	$1	Not stated	None
Returned Mail/Bad Address	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdrafts	$10	Not stated	None
NSF ACH	$40	Not stated	None
NSF Member Draft	$40	Not stated	None
NSF Overdraw on Debit	$35	Not stated	None
ATM & Card
Replacement Debit/ATM/Credit Card	$30	Not stated	None
Rush Delivery (Debit/ATM/Credit Cards)	$25	Not stated	None
Foreign transaction fee (multiple currency) (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Certified Check	$5	Not stated	None
Money Order	$5	Not stated	None
Stop Payment – ACH	$30	Not stated	None
Stop Payment – Bill Pay	$30	Not stated	None
Stop Payment – Credit Union Check	$30	Not stated	None
Stop Payment – Member Draft	$30	Not stated	None
Account Services
Notary Service	$1	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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