Water'S Edge Federal Credit Union

Headquarters: Biloxi, Mississippi
Charter: Credit Union
Assets: $5.0M
Fed district: Atlanta

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Water'S Edge Federal Credit Union: $39
Water'S Edge Federal Credit Union: $39
U.S. median: no median
Cashier's Check
Water'S Edge Federal Credit Union: $10
Water'S Edge Federal Credit Union: $10
U.S. median: no median
Dormant Account
Water'S Edge Federal Credit Union: $5
Water'S Edge Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Water'S Edge Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
per month

Overdraft & NSF

Returned Check/ACH Fee Insufficient Funds$39
per item

Check Services

Cashier's Check Fee$10
per item

Lending Fees

Loan Late Fee, over 30 days$15
Not compared: Monthly charge, not per item
per month

Other Fees

Loan Extension Fee$25
Not compared: Monthly charge, not per item
per month
Loan Processing Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Overdraft & NSF
Returned Check/ACH Fee Insufficient Funds	$39	per item	None
Check Services
Cashier's Check Fee	$10	per item	None
Lending Fees
Loan Late Fee, over 30 days	$15Not compared: Monthly charge, not per item	per month	None
Other Fees
Loan Extension Fee	$25Not compared: Monthly charge, not per item	per month	None
Loan Processing Fee	$35	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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