22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $2.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Town & Country Federal Credit Union’s own schedules, with a source for each figure.
per item
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum Balance Fee (below) | $2 | per month | None |
| Early Closing Fee (less than 6 mos.) | $25 | Not stated | None |
| Inactive Account Fee | $5 | per month | None |
| Balancing Fee | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research ($15 minimum) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft Fee (max 5 items or /day) | $30 | per item | None |
| Returned Item Fee | $30 | per item | None |
| Overdraft Daily Cap (audience not stated, treated as personal) | $150 | per day | Maximum 5 items or $150/day |
ATM & Card | |||
| ATM fees | $5 | Not stated | None |
| Foreign Owned ATM Fees | No charge | Not stated | None |
| Replacement Card | $10 | per item | None |
| Rush Card Fee | $35 | Not stated | None |
| Foreign transaction fee (single-currency) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Domestic | $20 | per item | None |
| Incoming Wire | $10 | per item | None |
| Wire Transfers: Foreign | $40 | per item | None |
Check Services | |||
| Corporate Checks | $3 | per item | None |
| Outstanding Corporate Check Fee (6 mos+) | $25 | Not stated | None |
| Money Orders | $3 | per item | None |
| Stop Payment | $25 | per item | None |
| Non-Member On-Us Check Cashing Fee | $3 | per item | None |
| Copy of a Paid Check | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Account Services | |||
| Notary Public Service | No charge | Not stated | None |
| Safe Deposit Box 10 x 10 | $100 | per year | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $60 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $80 | Not stated | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $50 | Not stated | None |
Other Fees | |||
| Copy of a Statement | No charge | Not stated | None |
| Skip A Payment Fee | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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