Jackson Area Federal Credit Union

Headquarters: Jackson, Mississippi
Charter: Credit Union
Assets: $60.9M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Jackson Area Federal Credit Union: $10
Jackson Area Federal Credit Union: $10
U.S. median: no median
Foreign Transaction
Jackson Area Federal Credit Union: $1.50
Jackson Area Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Jackson Area Federal Credit Union: $25
Jackson Area Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Jackson Area Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Charge for Minimum Balance (audience not stated, treated as personal)$10
Account Processing Fee If Closed Within 90 days$25
Abandoned Property Processing$25
Dormant Account (Per Month)$5
per month
Dormant Account Service Charge (audience not stated, treated as personal)$5
per month
Dormant Account Service Charge (monthly) (audience not stated, treated as personal)$5
per item
Research and Account Reconciliation (per hour – one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Research and Account Reconciliation (per hour – one hour minimum) | $25.00
Excessive Withdrawals (after 4 withdrawals per quarter)$5.50
Not compared: Quarterly charge, not per item
per quarter

Overdraft & NSF

Overdraft Protection-Loan Advance Transfer$8.50
Overdraft Protection-Regular Savings Transfer$8.50

ATM & Card

Replacement Card$10
Debit Card Rush Fee (Expedited Card)$35
Fee for Foreign Transactions$1.50

Wire Transfers

Wire Transfers (outgoing)$25

Check Services

Official Check Withdrawals (1 check per day)No charge
Not compared: Daily charge, not per item
per day
Money Orders$3
Check and ACH Stop Payments (per item or number series)$25
per item
Collection Items-Incoming/Outgoing (per item)$25
per item
Check Copy$3

Account Services

10 x 10 Safe Deposit Boxes (where available)$70
3 x 10 Safe Deposit Boxes (where available)$30
3 x 5 Safe Deposit Boxes (where available)$20
4 x 5 Safe Deposit Boxes (where available)$20
5 x 10 Safe Deposit Boxes (where available)$40
5 x 5 Safe Deposit Boxes (where available)$25
Drilling (Both Keys Lost)$150
Not compared: Box drilling or key fee
Garnishment/Levy$35

Other Fees

Fax Transmitting (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Fax Transmitting (per page) | $ 1.00
Photocopies (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page · Photocopies (per page) | $ 0.25
Statement Copy (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Statement Copy (per page) | $ 1.00

Fee	Amount	Basis	Note
Account Maintenance
Service Charge for Minimum Balance (audience not stated, treated as personal)	$10	Not stated	None
Account Processing Fee If Closed Within 90 days	$25	Not stated	None
Abandoned Property Processing	$25	Not stated	None
Dormant Account (Per Month)	$5	per month	None
Dormant Account Service Charge (audience not stated, treated as personal)	$5	per month	None
Dormant Account Service Charge (monthly) (audience not stated, treated as personal)	$5	per item	None
Research and Account Reconciliation (per hour – one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Research and Account Reconciliation (per hour – one hour minimum) \| $25.00
Excessive Withdrawals (after 4 withdrawals per quarter)	$5.50Not compared: Quarterly charge, not per item	per quarter	None
Overdraft & NSF
Overdraft Protection-Loan Advance Transfer	$8.50	Not stated	None
Overdraft Protection-Regular Savings Transfer	$8.50	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Debit Card Rush Fee (Expedited Card)	$35	Not stated	None
Fee for Foreign Transactions	$1.50	Not stated	None
Wire Transfers
Wire Transfers (outgoing)	$25	Not stated	None
Check Services
Official Check Withdrawals (1 check per day)	No chargeNot compared: Daily charge, not per item	per day	None
Money Orders	$3	Not stated	None
Check and ACH Stop Payments (per item or number series)	$25	per item	None
Collection Items-Incoming/Outgoing (per item)	$25	per item	None
Check Copy	$3	Not stated	None
Account Services
10 x 10 Safe Deposit Boxes (where available)	$70	Not stated	None
3 x 10 Safe Deposit Boxes (where available)	$30	Not stated	None
3 x 5 Safe Deposit Boxes (where available)	$20	Not stated	None
4 x 5 Safe Deposit Boxes (where available)	$20	Not stated	None
5 x 10 Safe Deposit Boxes (where available)	$40	Not stated	None
5 x 5 Safe Deposit Boxes (where available)	$25	Not stated	None
Drilling (Both Keys Lost)	$150Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$35	Not stated	None
Other Fees
Fax Transmitting (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Fax Transmitting (per page) \| $ 1.00
Photocopies (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	Photocopies (per page) \| $ 0.25
Statement Copy (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Statement Copy (per page) \| $ 1.00

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$15	per month	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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