John Marshall Bank

Headquarters: Reston, Virginia
Charter: Bank
Assets: $2.4B
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Mar 11, 2026

How these figures are measured

Call-report figures are for John Marshall Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	John Marshall Bank's published fee schedule; Bank Fee Index medians	Current schedule	Mar 11, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: John Marshall Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $85K in Q2 2026, 1.2% below the same quarter a year earlier ($86K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
John Marshall Bank: $35
John Marshall Bank: $35
U.S. median: no median
NSF / Returned Item
John Marshall Bank: $35
John Marshall Bank: $35
U.S. median: no median
Non-Network ATM
John Marshall Bank: No fee
John Marshall Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 1.2% from Q3 2025 to Q2 2026, to $85K.

Service-charge income, Q2 2026

$85K

$86KQ3 2025

$82KQ4 2025

$86KQ1 2026

$85KQ2 2026

Against the median

John Marshall BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

John Marshall Bank · $2.4B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Banks only
$2.3B to $2.5B in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
John Marshall Bank(this institution)	Reston, VA	$2.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Anderson Brothers Bank	Mullins, SC	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank Iowa	West Des Moines, IA	$2.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cashmere Valley Bank	Cashmere, WA	$2.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Coastal States Bank	Hilton Head Island, SC	$2.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cogent Bank	Orlando, FL	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Commercial Bank	Harrogate, TN	$2.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Crews Bank & Trust	Wauchula, FL	$2.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
El Dorado Savings Bank, F.S.B.	Placerville, CA	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Farmers and Merchants Trust Company of Chambersburg	Chambersburg, PA	$2.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Bank of the Lake	Osage Beach, MO	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First County Bank	Stamford, CT	$2.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First United Bank	Dimmitt, TX	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Guaranty Bank	Springfield, MO	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Intercredit Bank, National Association	Coral Gables, FL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Luana Savings Bank	Luana, IA	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Omb Bank	Springfield, MO	$2.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Peoples Bank	Bellingham, WA	$2.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pioneer Bank, National Association	Albany, NY	$2.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
QNB Bank	Quakertown, PA	$2.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Security First Bank	Lincoln, NE	$2.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas First Bank	Texas City, TX	$2.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
TexasBank	Brownwood, TX	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Bank of Commerce	Ammon, ID	$2.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Ephrata National Bank	Ephrata, PA	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Traditional Bank, Inc.	Mount Sterling, KY	$2.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 20 publish this fee(monthly maintenance)

5 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

John Marshall Bank does not publish a monthly maintenance fee in the index.

The peer median is $9.25 among 20 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

John Marshall Bank does not publish a monthly maintenance fee, so it is not on this chart.

John Marshall BankPeer (equal prices stack)Peer medianInclude $50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for John Marshall Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $85K
vs prior quarter: −$1K−1.2%; from Q1 2026
vs a year earlier: −$1K−1.2%; from Q2 2025
vs start of range: +$2K+2.4%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: John Marshall Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$85K	−$1K	−1.2%
Q1 2026	$86K	+$4K	+4.9%
Q4 2025	$82K	−$4K	−4.7%
Q3 2025	$86K	$0	0.0%
Q2 2025	$86K	+$4K	+4.9%
Q1 2025	$82K	−$7K	−7.9%
Q4 2024	$89K	+$6K	+7.2%
Q3 2024	$83K	−$7K	−7.8%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from John Marshall Bank’s own schedules, with a source for each figure.

Account Maintenance

If account is closed within 180 days of the open date$25
Dormant Account Fee$5
per month
Dual Statement Delivery (for having both eStatement & Paper) .$5
per month

Overdraft & NSF

Available for both business and personal accounts. Without overdraft protection, overdraft fees for business accounts$35
Overdraft Funds Fee for each paid item (audience not stated, treated as personal)$35
per item
Nonsufficient Funds Fee for each returned item (audience not stated, treated as personal)$35
per item
Continuous Overdraft (audience not stated, treated as personal)$3
per day

ATM & Card

Non JMB ATMs — UnlimitedNo charge
Replacement Check Card/Card or PIN Re-Address$10
per item
Emergency Overnight Card or PIN Mailing$75
Two Day Expedited Card or PIN Mailing$50
per item · per card or PIN
Two Day Expedited Card or PIN Mailing (per card or PIN)$50
per item

Check Services

Cashier’s Check (available to customers only)$8

Digital & Electronic

Bill PaymentNo charge
Not compared: Per-occurrence charge, not monthly
per item · FREE
Returned Bill Pay Item$30
ZelleNo charge
Not compared: Per-occurrence charge, not monthly
per item · FREE (for Personal Accounts Only)
Zelle® (for Personal Accounts Only)No charge
Mobile Banking & Mobile DepositNo charge

Cash & Deposit

Returned Deposited Item or Cashed Item$12

Account Services

Legal Process Charge$100
Deposit/Loan Verification$15
per item

Other Fees

Duplicate Statement (mailed to alternate address)$5
Not compared: Monthly charge, not per item
per month
Research Copies (per page)$1.50
per item

Fee	Amount	Basis	Note
Account Maintenance
If account is closed within 180 days of the open date	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Dual Statement Delivery (for having both eStatement & Paper) .	$5	per month	None
Overdraft & NSF
Available for both business and personal accounts. Without overdraft protection, overdraft fees for business accounts	$35	Not stated	None
Overdraft Funds Fee for each paid item (audience not stated, treated as personal)	$35	per item	None
Nonsufficient Funds Fee for each returned item (audience not stated, treated as personal)	$35	per item	None
Continuous Overdraft (audience not stated, treated as personal)	$3	per day	None
ATM & Card
Non JMB ATMs — Unlimited	No charge	Not stated	None
Replacement Check Card/Card or PIN Re-Address	$10	per item	None
Emergency Overnight Card or PIN Mailing	$75	Not stated	None
Two Day Expedited Card or PIN Mailing	$50	per item	per card or PIN
Two Day Expedited Card or PIN Mailing (per card or PIN)	$50	per item	None
Check Services
Cashier’s Check (available to customers only)	$8	Not stated	None
Digital & Electronic
Bill Payment	No chargeNot compared: Per-occurrence charge, not monthly	per item	FREE
Returned Bill Pay Item	$30	Not stated	None
Zelle	No chargeNot compared: Per-occurrence charge, not monthly	per item	FREE (for Personal Accounts Only)
Zelle® (for Personal Accounts Only)	No charge	Not stated	None
Mobile Banking & Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item or Cashed Item	$12	Not stated	None
Account Services
Legal Process Charge	$100	Not stated	None
Deposit/Loan Verification	$15	per item	None
Other Fees
Duplicate Statement (mailed to alternate address)	$5Not compared: Monthly charge, not per item	per month	None
Research Copies (per page)	$1.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

If account is closed within 180 days of the open date$25
Dormant Account Fee$5
per month
Dual Statement Delivery (for having both eStatement & Paper) .$5
per month

Overdraft & NSF

Available for both business and personal accounts. Without overdraft protection, overdraft fees for business accounts$35
Overdraft Line of Credit Transfer Fee, Commercial$5
per item · per advance - Minimum Transfer Increments $100.00

ATM & Card

Non JMB ATMs — UnlimitedNo charge
Replacement Check Card/Card or PIN Re-Address$10
per item
Emergency Overnight Card or PIN Mailing$75
Two Day Expedited Card or PIN Mailing$50
per item · per card or PIN
Two Day Expedited Card or PIN Mailing (per card or PIN)$50
per item

Check Services

Cashier’s Check (available to customers only)$8

Digital & Electronic

Bill PaymentNo charge
Not compared: Per-occurrence charge, not monthly
per item · FREE
Returned Bill Pay Item$30
ZelleNo charge
Not compared: Per-occurrence charge, not monthly
per item · FREE (for Personal Accounts Only)
Mobile Banking & Mobile DepositNo charge

Cash & Deposit

Returned Deposited Item or Cashed Item$12

Account Services

Legal Process Charge$100
Deposit/Loan Verification$15
per item

Other Fees

Duplicate Statement (mailed to alternate address)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
If account is closed within 180 days of the open date	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Dual Statement Delivery (for having both eStatement & Paper) .	$5	per month	None
Overdraft & NSF
Available for both business and personal accounts. Without overdraft protection, overdraft fees for business accounts	$35	Not stated	None
Overdraft Line of Credit Transfer Fee, Commercial	$5	per item	per advance - Minimum Transfer Increments $100.00
ATM & Card
Non JMB ATMs — Unlimited	No charge	Not stated	None
Replacement Check Card/Card or PIN Re-Address	$10	per item	None
Emergency Overnight Card or PIN Mailing	$75	Not stated	None
Two Day Expedited Card or PIN Mailing	$50	per item	per card or PIN
Two Day Expedited Card or PIN Mailing (per card or PIN)	$50	per item	None
Check Services
Cashier’s Check (available to customers only)	$8	Not stated	None
Digital & Electronic
Bill Payment	No chargeNot compared: Per-occurrence charge, not monthly	per item	FREE
Returned Bill Pay Item	$30	Not stated	None
Zelle	No chargeNot compared: Per-occurrence charge, not monthly	per item	FREE (for Personal Accounts Only)
Mobile Banking & Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item or Cashed Item	$12	Not stated	None
Account Services
Legal Process Charge	$100	Not stated	None
Deposit/Loan Verification	$15	per item	None
Other Fees
Duplicate Statement (mailed to alternate address)	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where John Marshall Bank operates, and what regulators and customers have on file.

Market position

In Washington-Arlington-Alexandria, DC-VA-MD-WV, John Marshall Bank holds 0.7% of bank deposits, #19 of 71, with 8 offices.

Compare fees with the 120 Washington-Arlington-Alexandria, DC-VA-MD-WV banks and credit unions in its home-metro peer set →

Offices in the metro

900 offices of 49 institutions shown.

John Marshall BankOther banksCredit unions

Showing 900 of 1,503 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Washington-Arlington-Alexandria, DC-VA-MD-WV metro (FDIC metro code 47900), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 43 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Capital One, National Association21.5%
2Bank of America, National Association14.1%
3Truist Bank13.2%
4Wells Fargo Bank, National Association11.7%
5PNC Bank, National Association5.6%
6United Bank3.7%
7Atlantic Union Bank3.6%
8EagleBank2.7%
19John Marshall Bank0.7%

9 of 71 institutions shown. $301.4B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Washington-Arlington-Alexandria, DC-VA-MD-WV metro (FDIC metro code 47900)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 0.7% share, 8 offices, #19 of 71

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Washington-Arlington-Alexandria, DC-VA-MD-WV metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

376 offices of 131 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

Get an email when John Marshall Bank's monthly maintenance changes in our data

We check once a day and send one email covering every change.