Compared with Virginia
7 of 16
compared fees are above the median.
5 below, 4 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
8th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Virginia median
of 16 compared; 5 below, 4 about the same
See the feesFee schedule read Mar 11, 2026
Call-report figures are for John Marshall Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Virginia median | Published fees above the Virginia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | John Marshall Bank's published fee schedule; Bank Fee Index medians | Current schedule | Mar 11, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 0.5% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (8th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $85K in Q2 2026, 1.2% below the same quarter a year earlier ($86K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
7 of 16 compared published fees sit above the Virginia median; 5 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Virginia medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 1.2% from Q3 2025 to Q2 2026, to $85K. Its share of revenue, 0.5%, is below the 2.2% median for banks with $1B to $10B in assets.
$85K
John Marshall BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
John Marshall Bank · $2.4B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| John Marshall Bank(this institution) | Reston, VA | $2.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Anderson Brothers Bank | Mullins, SC | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank Iowa | West Des Moines, IA | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cashmere Valley Bank | Cashmere, WA | $2.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Coastal States Bank | Hilton Head Island, SC | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cogent Bank | Orlando, FL | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Commercial Bank | Harrogate, TN | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Crews Bank & Trust | Wauchula, FL | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| El Dorado Savings Bank, F.S.B. | Placerville, CA | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers and Merchants Trust Company of Chambersburg | Chambersburg, PA | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Bank of the Lake | Osage Beach, MO | $2.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First County Bank | Stamford, CT | $2.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First United Bank | Dimmitt, TX | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Guaranty Bank | Springfield, MO | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Intercredit Bank, National Association | Coral Gables, FL | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Luana Savings Bank | Luana, IA | $2.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Omb Bank | Springfield, MO | $2.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Peoples Bank | Bellingham, WA | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pioneer Bank, National Association | Albany, NY | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| QNB Bank | Quakertown, PA | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Security First Bank | Lincoln, NE | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas First Bank | Texas City, TX | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| TexasBank | Brownwood, TX | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Bank of Commerce | Ammon, ID | $2.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Ephrata National Bank | Ephrata, PA | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Traditional Bank, Inc. | Mount Sterling, KY | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 20 publish this fee(monthly maintenance)
5 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $9.25 among 20 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
John Marshall Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for John Marshall Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $85K | −$1K | −1.2% |
| Q1 2026 | $86K | +$4K | +4.9% |
| Q4 2025 | $82K | −$4K | −4.7% |
| Q3 2025 | $86K | $0 | 0.0% |
| Q2 2025 | $86K | +$4K | +4.9% |
| Q1 2025 | $82K | −$7K | −7.9% |
| Q4 2024 | $89K | +$6K | +7.2% |
| Q3 2024 | $83K | −$7K | −7.8% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, John Marshall Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to John Marshall Bank by share.
Amounts from John Marshall Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per item
per item
per day
per item
per item · per card or PIN
per item
per item · FREE
per item · FREE (for Personal Accounts Only)
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| If account is closed within 180 days of the open date | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dual Statement Delivery (for having both eStatement & Paper) . | $5Above the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
Overdraft & NSF | |||
| Available for both business and personal accounts. Without overdraft protection, overdraft fees for business accounts | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Funds Fee for each paid item (audience not stated, treated as personal) | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Nonsufficient Funds Fee for each returned item (audience not stated, treated as personal) | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Continuous Overdraft (audience not stated, treated as personal) | $3Below the U.S. middle 50% ($5 to $15 nationally) | per day | None |
ATM & Card | |||
| Non JMB ATMs — Unlimited | No chargeBelow the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement Check Card/Card or PIN Re-Address | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Emergency Overnight Card or PIN Mailing | $75Above the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Two Day Expedited Card or PIN Mailing | $50Inside the U.S. middle 50% ($30 to $50 nationally) | per item | per card or PIN |
| Two Day Expedited Card or PIN Mailing (per card or PIN) | $50Inside the U.S. middle 50% ($30 to $50 nationally) | per item | None |
Check Services | |||
| Cashier’s Check (available to customers only) | $8Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No chargeNot compared: Per-occurrence charge, not monthly | per item | FREE |
| Returned Bill Pay Item | $30Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Zelle | No chargeNot compared: Per-occurrence charge, not monthly | per item | FREE (for Personal Accounts Only) |
| Zelle® (for Personal Accounts Only) | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Mobile Banking & Mobile Deposit | No chargeInside the U.S. middle 50% ($0 to $0 nationally) | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Item or Cashed Item | $12Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Legal Process Charge | $100Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Deposit/Loan Verification | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Other Fees | |||
| Duplicate Statement (mailed to alternate address) | $5Not compared: Monthly charge, not per item | per month | None |
| Research Copies (per page) | $1.50Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per item
per item · per card or PIN
per item
per item · FREE
per item · FREE (for Personal Accounts Only)
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| If account is closed within 180 days of the open date | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dual Statement Delivery (for having both eStatement & Paper) . | $5Above the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
Overdraft & NSF | |||
| Available for both business and personal accounts. Without overdraft protection, overdraft fees for business accounts | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Line of Credit Transfer Fee, Commercial | $5 | per item | per advance - Minimum Transfer Increments $100.00 |
ATM & Card | |||
| Non JMB ATMs — Unlimited | No chargeBelow the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement Check Card/Card or PIN Re-Address | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Emergency Overnight Card or PIN Mailing | $75Above the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Two Day Expedited Card or PIN Mailing | $50Inside the U.S. middle 50% ($30 to $50 nationally) | per item | per card or PIN |
| Two Day Expedited Card or PIN Mailing (per card or PIN) | $50Inside the U.S. middle 50% ($30 to $50 nationally) | per item | None |
Check Services | |||
| Cashier’s Check (available to customers only) | $8Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No chargeNot compared: Per-occurrence charge, not monthly | per item | FREE |
| Returned Bill Pay Item | $30Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Zelle | No chargeNot compared: Per-occurrence charge, not monthly | per item | FREE (for Personal Accounts Only) |
| Mobile Banking & Mobile Deposit | No chargeInside the U.S. middle 50% ($0 to $0 nationally) | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Item or Cashed Item | $12Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Legal Process Charge | $100Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Deposit/Loan Verification | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Other Fees | |||
| Duplicate Statement (mailed to alternate address) | $5Not compared: Monthly charge, not per item | per month | None |
Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where John Marshall Bank operates, and what regulators and customers have on file.
Branch footprint
8 offices in 3 states, $2.0B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 8 | $2.0B |
Washington-Arlington-Alexandria, DC-VA-MD-WV
0.7% of bank deposits, #19 of 71, up 0.2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capital One, National Association | 21.5% |
| Bank of America, National Association | 14.1% |
| Truist Bank | 13.2% |
| Wells Fargo Bank, National Association | 11.7% |
| PNC Bank, National Association | 5.6% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Washington-Arlington-Alexandria, DC-VA-MD-WV, John Marshall Bank holds 0.7% of bank deposits, #19 of 71, with 8 offices.
900 offices of 49 institutions shown.
Showing 900 of 1,503 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 71 institutions shown. $301.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.7% share, 8 offices, #19 of 71
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
376 offices of 131 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
John Marshall Bancorp, Inc. (Nasdaq: JMSB)
Consolidated assets
$2.4B
Shareholders' equity
$273.8M
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1710482. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.