21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Spectrum Plus Checking
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Technicolor Federal Credit Union’s own schedules, with a source for each figure.
per month
per quarter
per item
per hour
per item
per item
per item
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Spectrum Plus Checking Monthly service charge (audience not stated, treated as personal) | $5.95 | per month | None |
| Account Inactivity | $6Not compared: Quarterly charge, not monthly | per quarter | None |
| Escheat Notice | $2 | per item | None |
| Account Research/Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Regulation D Excessive Transaction | $5 | per item | None |
| Returned Mail | $3Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay | $30 | per item | None |
| Overdraft Transfer | $3 | per item | None |
ATM & Card | |||
| Withdrawals at Non CO-OP ATMs | $2 | per item | None |
| Express Card Replacement | $50 | per item | None |
| Foreign Transaction Fees | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic | $30 | per item | None |
| Wire Transfer - International | $40 | per item | None |
Check Services | |||
| Cashiers Checks | $6 | per item | None |
| Stop Payment Request | $25 | per item | None |
| Non-Member Check Cashing | $5 | per item | None |
| Cashiers Check of Teller Check Copy | $5 | per item | None |
| Paid Check Photocopy | $10 | per item | None |
Digital & Electronic | |||
| Bill Pay & Zelle | $5.95 | per month | None |
Cash & Deposit | |||
| Cash Advance / Balance Transfer | 3% | Not stated | None |
| Non-TFCU Credit Card Cash Advance | $20 | per item | None |
| NSF/ Returned Deposit or Withdrawal Item | $30 | per item | None |
Account Services | |||
| Notary Service (California Documents Only) | $10Not compared: Charged per document; comparison unavailable | per document | Notary Service (California Documents Only) | $10.00 per document |
| Legal Processing (Levy, Subpoena, Etc.) | $35 | per item | None |
| Verification of Deposit | $15 | per item | None |
Lending Fees | |||
| Late Fee | 5% | Not stated | None |
| Appraisal Waiver Fee | $50 | per item | None |
Other Fees | |||
| Photocopy Fee (1st Page Free) | $0.50 | per item | None |
| Statement Copy | $10 | per item | None |
| Transaction Document Copy | $10 | per item | None |
| Lien Satisfied | $15 | Not stated | None |
| Loan Payment Made by Credit Card | $5 | per item | None |
| Payoff Demand | $50 | Not stated | None |
| Reconveyance Fee | $75 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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