Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Mississippi Dhs Federal Credit Union

Jackson, MississippiCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research | Charged when the CU performs account research.$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=account_research; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Account Research | Charged when the CU performs account research. | $20.00/hour (1 hour minimum)" · Source

Dormant Account | Charged to member account with less than and no activity for 6-12 months. Account will close after no$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=dormant_account; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Dormant Account | Charged to member account with less than $50.00 and no activity for 6-12 months. Account will close after no funds have been received in the account. | $10.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) (Check/ACH) | Charged when an automated item attempts to clear a share draft or savings accou$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=nsf; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Non-Sufficient Funds (NSF) (Check/ACH) | Charged when an automated item attempts to clear a share draft or savings account, by Check or ACH and there are insufficient funds to cove" · Source
VISA Returned Payment | Charged for returned check for payment on VISA.$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=nsf; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="VISA Returned Payment | Charged for returned check for payment on VISA. | $25.00" · Source

ATM & CardVerified

ATM Withdrawal | Charged for withdrawals except at MS DHS FCU’S ATM or ATM’S listed on CU24.$2.50Within the typical range ($1–$3 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=atm_non_network; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="ATM Withdrawal | Charged for withdrawals except at MS DHS FCU’S ATM or ATM’S listed on CU24. | $2.50" · Source
ATM/Debit Card Replacement | Charged when the CU orders a replacement card.$12Above the typical range ($5–$10 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=card_replacement; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="ATM/Debit Card Replacement | Charged when the CU orders a replacement card. | $12.00" · Source
PIN Replacement | Charged with the CU orders a new PIN for member.$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=card_replacement; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="PIN Replacement | Charged with the CU orders a new PIN for member. | $5.00" · Source

Check ServicesVerified

Money Orders | Charged for each money order.$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=money_order; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Money Orders | Charged for each money order. | $1.00" · Source
Stop Payment CU Check | Charged when the CU places a stop payment on a CU issued check prior to 10 business days from is$36Above the typical range ($20–$30 nationally)
$9 above the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=stop_payment; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Stop Payment CU Check | Charged when the CU places a stop payment on a CU issued check prior to 10 business days from issuance. | $36.00" · Source
Stop Payment Member Check or ACH Item | Charged when the CU places a stop payment order n a check drawn on a member shar$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=stop_payment; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Stop Payment Member Check or ACH Item | Charged when the CU places a stop payment order n a check drawn on a member share draft account or ACH item drawn on a member’s share draft." · Source

Cash & DepositVerified

Returned Deposited Item (Check/ACH Deposit) | Charged for deposit/payments that are returned to the Credit Union stamped$30Above the typical range ($9.50–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=deposited_item_return; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Returned Deposited Item (Check/ACH Deposit) | Charged for deposit/payments that are returned to the Credit Union stamped “NSF, Account Closed or other reasons.” | $30.00" · Source

Lending FeesVerified

VISA Late Payment Fee | Charged if the payment is more than 25 days late.$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=late_payment; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="VISA Late Payment Fee | Charged if the payment is more than 25 days late. | $25.00" · Source

Other FeesVerified

Loan Application Fee | Charged for all loan applications.$20Within the typical range ($20–$35 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=other_lending_fee; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Loan Application Fee | Charged for all loan applications. | $20.00/$25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research \| Charged when the CU performs account research.	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=account_research; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Account Research \| Charged when the CU performs account research. \| $20.00/hour (1 hour minimum)"	Source
Dormant Account \| Charged to member account with less than and no activity for 6-12 months. Account will close after no	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=dormant_account; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Dormant Account \| Charged to member account with less than $50.00 and no activity for 6-12 months. Account will close after no funds have been received in the account. \| $10.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) (Check/ACH) \| Charged when an automated item attempts to clear a share draft or savings accou	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=nsf; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Non-Sufficient Funds (NSF) (Check/ACH) \| Charged when an automated item attempts to clear a share draft or savings account, by Check or ACH and there are insufficient funds to cove"	Source
ATM & CardVerified
ATM Withdrawal \| Charged for withdrawals except at MS DHS FCU’S ATM or ATM’S listed on CU24.	$2.50Within the typical range ($1–$3 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=atm_non_network; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="ATM Withdrawal \| Charged for withdrawals except at MS DHS FCU’S ATM or ATM’S listed on CU24. \| $2.50"	Source

Check ServicesVerified
Money Orders \| Charged for each money order.	$1Below the typical range ($2–$3.50 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=money_order; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Money Orders \| Charged for each money order. \| $1.00"	Source
Stop Payment CU Check \| Charged when the CU places a stop payment on a CU issued check prior to 10 business days from is
Cash & DepositVerified
Returned Deposited Item (Check/ACH Deposit) \| Charged for deposit/payments that are returned to the Credit Union stamped	$30Above the typical range ($9.50–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=deposited_item_return; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Returned Deposited Item (Check/ACH Deposit) \| Charged for deposit/payments that are returned to the Credit Union stamped “NSF, Account Closed or other reasons.” \| $30.00"	Source
Lending FeesVerified
VISA Late Payment Fee \| Charged if the payment is more than 25 days late.	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=late_payment; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="VISA Late Payment Fee \| Charged if the payment is more than 25 days late. \| $25.00"	Source
Other FeesVerified
Loan Application Fee \| Charged for all loan applications.	$20Within the typical range ($20–$35 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2038. canonical_hint=other_lending_fee; text_hash=20c716d628171547fd91070b460242a51c5abd19e5ebf7b01056feb0827929b9; excerpt="Loan Application Fee \| Charged for all loan applications. \| $20.00/$25.00"	Source

Fee change alerts

Get an email when Mississippi Dhs Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Mississippi Dhs Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$10.5M

Work at Mississippi Dhs Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$10.5M

Total deposits

$9.0M

Service charge income (year to date)

$72K

Fee income ratio

20.5%

Return on assets

-0.57%

Financial profile · Pro

Performance from regulator filings

ATM/Debit Card Replacement | Charged when the CU orders a replacement card.

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing