Afl Cio Employees Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $48.4M
Fed district: Richmond

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking Account
Afl Cio Employees Federal Credit Union: $10
Afl Cio Employees Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Afl Cio Employees Federal Credit Union: $32
Afl Cio Employees Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Afl Cio Employees Federal Credit Union: $1.50
Afl Cio Employees Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Afl Cio Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Account Monthly service fee$10
per month
Monthly service fee$10
per month
Escheat Fees/Unclaimed Property$50
Inactive Account Fee (Applies to accounts inactive for 1 year or more)$5
per month
Excessive Withdrawal Fee- per Occurrence (Over 6 per month for Savings)$5
per item

Overdraft & NSF

Non-Sufficient Funds (NSF) Checks, ACH ( Electronic debit), Regulation D, Overdrawn or Negative Account, Debit Card Overdraft, ATM Card or Online Bill Pay NSF$32
per item
Overdraft Transfer from Shares$2

ATM & Card

ATM Transaction Fee (ATMs not owned or operated by the credit union)$1.50
per item
ATM Card Issue/Replacement$10

Check Services

Certified/Cashier's Check$10
Stop Payment$32
Foreign Check Collections (US & Non-US Dollars)$25
Check Copy/Share Draft (Manual) (Online)$10

Cash & Deposit

Returned Deposit Item Charge$32

Account Services

Subordination Agreement (Credit Union Subordinates Lien Held by Credit Union to Another Lender)$75

Other Fees

Loan Modification (Maximum 2 Per Life of Loan)$25
per item
Member Advantage application fee$25
one time
Returned Loan Payment Item Charge (Check)$32

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Account Monthly service fee	$10	per month	None
Monthly service fee	$10	per month	None
Escheat Fees/Unclaimed Property	$50	Not stated	None
Inactive Account Fee (Applies to accounts inactive for 1 year or more)	$5	per month	None
Excessive Withdrawal Fee- per Occurrence (Over 6 per month for Savings)	$5	per item	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Checks, ACH ( Electronic debit), Regulation D, Overdrawn or Negative Account, Debit Card Overdraft, ATM Card or Online Bill Pay NSF	$32	per item	None
Overdraft Transfer from Shares	$2	Not stated	None
ATM & Card
ATM Transaction Fee (ATMs not owned or operated by the credit union)	$1.50	per item	None
ATM Card Issue/Replacement	$10	Not stated	None
Check Services
Certified/Cashier's Check	$10	Not stated	None
Stop Payment	$32	Not stated	None
Foreign Check Collections (US & Non-US Dollars)	$25	Not stated	None
Check Copy/Share Draft (Manual) (Online)	$10	Not stated	None
Cash & Deposit
Returned Deposit Item Charge	$32	Not stated	None
Account Services
Subordination Agreement (Credit Union Subordinates Lien Held by Credit Union to Another Lender)	$75	Not stated	None
Other Fees
Loan Modification (Maximum 2 Per Life of Loan)	$25	per item	None
Member Advantage application fee	$25	one time	None
Returned Loan Payment Item Charge (Check)	$32	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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