Solutions Federal Credit Union

Headquarters: Elmira, New York
Charter: Credit Union
Assets: $43.4M
Fed district: New York

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Solutions Federal Credit Union: $30
Solutions Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Solutions Federal Credit Union: $30
Solutions Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Solutions Federal Credit Union: $25
Solutions Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Solutions Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low balance fee (under minimum bal.)$10
per month
Account closure fee$10
Inactivity fee (no activity 12 months)$15
Not compared: Quarterly charge, not monthly
per quarter
Return Mail – up to 12 months$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Non Sufficient Funds$30
per item
ACH Non Sufficient funds$30
per item

ATM & Card

Replace VISA Check Card (unless stolen)$10

Wire Transfers

Outgoing Wire Transfer$25

Check Services

Money Order$1
Stop Payment of a Credit Union Check$20
Stop payment of a draft$20
per item
Starter checks, initial page (4) free after that$2
Not compared: Charged per page; comparison unavailable
per page · * Starter checks, initial page (4) free after that $2.00 per page (4).
Copy of a Credit Union Check$5
Copy of a draft$2
Copy of a draft faxed$5

Account Services

Notary fee$2

Lending Fees

Late Fee Consumer Loans over 14 days$15
Late Fee Home Equity Loans$30

Retirement & IRA

IRA withdrawals$10

Other Fees

Copy of a Statement$5
Not compared: Charged per page; comparison unavailable
per page · * Copy of a Statement $5.00 per page.
Skip a payment fee$30

Fee	Amount	Basis	Note
Account Maintenance
Low balance fee (under minimum bal.)	$10	per month	None
Account closure fee	$10	Not stated	None
Inactivity fee (no activity 12 months)	$15Not compared: Quarterly charge, not monthly	per quarter	None
Return Mail – up to 12 months	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Non Sufficient Funds	$30	per item	None
ACH Non Sufficient funds	$30	per item	None
ATM & Card
Replace VISA Check Card (unless stolen)	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
Check Services
Money Order	$1	Not stated	None
Stop Payment of a Credit Union Check	$20	Not stated	None
Stop payment of a draft	$20	per item	None
Starter checks, initial page (4) free after that	$2Not compared: Charged per page; comparison unavailable	per page	* Starter checks, initial page (4) free after that $2.00 per page (4).
Copy of a Credit Union Check	$5	Not stated	None
Copy of a draft	$2	Not stated	None
Copy of a draft faxed	$5	Not stated	None
Account Services
Notary fee	$2	Not stated	None
Lending Fees
Late Fee Consumer Loans over 14 days	$15	Not stated	None
Late Fee Home Equity Loans	$30	Not stated	None
Retirement & IRA
IRA withdrawals	$10	Not stated	None
Other Fees
Copy of a Statement	$5Not compared: Charged per page; comparison unavailable	per page	* Copy of a Statement $5.00 per page.
Skip a payment fee	$30	Not stated	None

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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