Rize Federal Credit Union

Headquarters: El Monte, California
Charter: Credit Union
Assets: $1.3B
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Rize Federal Credit Union: $14
Rize Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Rize Federal Credit Union: $14
Rize Federal Credit Union: $14
U.S. median: no median
Stop Payment
Rize Federal Credit Union: $15
Rize Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Rize Federal Credit Union · $1.3B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$1.2B to $1.3B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Rize Federal Credit Union(this institution)	El Monte, CA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Amplify Federal Credit Union	Austin, TX	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cobalt Federal Credit Union	Papillion, NE	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dutrac Community Federal Credit Union	Dubuque, IA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Efcu Financial Federal Credit Union	Baton Rouge, LA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers Insurance Federal Credit Union	Los Angeles, CA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Five Star Federal Credit Union	Dothan, AL	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Guardian Federal Credit Union	Prattville, AL	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gulf Coast Educators Federal Credit Union	Pasadena, TX	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Harvard Federal Credit Union	Cambridge, MA	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Island Federal Credit Union	Hauppauge, NY	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Los Angeles Federal Credit Union	Glendale, CA	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Municipal Empl.Credit Union of Balt	Baltimore, MD	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Orion Federal Credit Union	Memphis, TN	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pacific Service Federal Credit Union	Concord, CA	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Patriot Federal Credit Union	Chambersburg, PA	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Rave Financial Federal Credit Union	Beaumont, TX	$1.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Rev Federal Credit Union	Charleston, SC	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sesloc Federal Credit Union	San Luis Obispo, CA	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sharonview Federal Credit Union	Fort Mill, SC	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sidney Federal Credit Union	Sidney, NY	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Silver State Schools Federal Credit Union	Las Vegas, NV	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southland Federal Credit Union	Los Alamitos, CA	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
State Employees Federal Credit Union	Santa Fe, NM	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Truity Federal Credit Union	Bartlesville, OK	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wright Patman Congressional Federal Credit Union	Washington, DC	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Rize Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.98 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Rize Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Rize Federal Credit UnionPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Rize Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat$2
Inactive account$5
per month
Bad address$5
per month

Overdraft & NSF

Courtesy Pay$14
Returned/non-sufficient funds$14
per item

ATM & Card

Card replacement$5
Foreign transactions1%of the transaction
Foreign transactions (audience not stated, treated as personal)1%of the transaction

Check Services

Stop payment$15
Check copiesNo charge

Digital & Electronic

Bill Pay$5

Account Services

Notary$10
Verification of deposit$15
Verification of deposit or mortgage$15

Retirement & IRA

IRA transfer$25

Other Fees

Loan document copy$10
Statement copies$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement copies | $3 per statement
Loan modification$50
Skip payment$30

Fee	Amount	Basis	Note
Account Maintenance
Escheat	$2	Not stated	None
Inactive account	$5	per month	None
Bad address	$5	per month	None
Overdraft & NSF
Courtesy Pay	$14	Not stated	None
Returned/non-sufficient funds	$14	per item	None
ATM & Card
Card replacement	$5	Not stated	None
Foreign transactions	1%of the transaction	Not stated	None
Foreign transactions (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Stop payment	$15	Not stated	None
Check copies	No charge	Not stated	None
Digital & Electronic
Bill Pay	$5	Not stated	None
Account Services
Notary	$10	Not stated	None
Verification of deposit	$15	Not stated	None
Verification of deposit or mortgage	$15	Not stated	None
Retirement & IRA
IRA transfer	$25	Not stated	None
Other Fees
Loan document copy	$10	Not stated	None
Statement copies	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement copies \| $3 per statement
Loan modification	$50	Not stated	None
Skip payment	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly maintenance$5
per month

Overdraft & NSF

Returned item$15
per item

Check Services

Stop payment$15

Digital & Electronic

Bill Pay$5

Cash & Deposit

Returned deposit item$15

Account Services

Notary$10

Other Fees

Loan document copy$10
Statement copies$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement copies | $3 per statement

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance	$5	per month	None
Overdraft & NSF
Returned item	$15	per item	None
Check Services
Stop payment	$15	Not stated	None
Digital & Electronic
Bill Pay	$5	Not stated	None
Cash & Deposit
Returned deposit item	$15	Not stated	None
Account Services
Notary	$10	Not stated	None
Other Fees
Loan document copy	$10	Not stated	None
Statement copies	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement copies \| $3 per statement

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Rize Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Rize Federal Credit Union: $14
Rize Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Rize Federal Credit Union: $14
Rize Federal Credit Union: $14
U.S. median: no median
Stop Payment
Rize Federal Credit Union: $15
Rize Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Rize Federal Credit Union · $1.3B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$1.2B to $1.3B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Rize Federal Credit Union(this institution)	El Monte, CA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Amplify Federal Credit Union	Austin, TX	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cobalt Federal Credit Union	Papillion, NE	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dutrac Community Federal Credit Union	Dubuque, IA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Efcu Financial Federal Credit Union	Baton Rouge, LA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers Insurance Federal Credit Union	Los Angeles, CA	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Five Star Federal Credit Union	Dothan, AL	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Guardian Federal Credit Union	Prattville, AL	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gulf Coast Educators Federal Credit Union	Pasadena, TX	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Harvard Federal Credit Union	Cambridge, MA	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Island Federal Credit Union	Hauppauge, NY	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Los Angeles Federal Credit Union	Glendale, CA	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Municipal Empl.Credit Union of Balt	Baltimore, MD	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Orion Federal Credit Union	Memphis, TN	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pacific Service Federal Credit Union	Concord, CA	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Patriot Federal Credit Union	Chambersburg, PA	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Rave Financial Federal Credit Union	Beaumont, TX	$1.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Rev Federal Credit Union	Charleston, SC	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sesloc Federal Credit Union	San Luis Obispo, CA	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sharonview Federal Credit Union	Fort Mill, SC	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sidney Federal Credit Union	Sidney, NY	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Silver State Schools Federal Credit Union	Las Vegas, NV	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southland Federal Credit Union	Los Alamitos, CA	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
State Employees Federal Credit Union	Santa Fe, NM	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Truity Federal Credit Union	Bartlesville, OK	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wright Patman Congressional Federal Credit Union	Washington, DC	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Rize Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.98 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Rize Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Rize Federal Credit UnionPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Rize Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat$2
Inactive account$5
per month
Bad address$5
per month

Overdraft & NSF

Courtesy Pay$14
Returned/non-sufficient funds$14
per item

ATM & Card

Card replacement$5
Foreign transactions1%of the transaction
Foreign transactions (audience not stated, treated as personal)1%of the transaction

Check Services

Stop payment$15
Check copiesNo charge

Digital & Electronic

Bill Pay$5

Account Services

Notary$10
Verification of deposit$15
Verification of deposit or mortgage$15

Retirement & IRA

IRA transfer$25

Other Fees

Loan document copy$10
Statement copies$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement copies | $3 per statement
Loan modification$50
Skip payment$30

Fee	Amount	Basis	Note
Account Maintenance
Escheat	$2	Not stated	None
Inactive account	$5	per month	None
Bad address	$5	per month	None
Overdraft & NSF
Courtesy Pay	$14	Not stated	None
Returned/non-sufficient funds	$14	per item	None
ATM & Card
Card replacement	$5	Not stated	None
Foreign transactions	1%of the transaction	Not stated	None
Foreign transactions (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Stop payment	$15	Not stated	None
Check copies	No charge	Not stated	None
Digital & Electronic
Bill Pay	$5	Not stated	None
Account Services
Notary	$10	Not stated	None
Verification of deposit	$15	Not stated	None
Verification of deposit or mortgage	$15	Not stated	None
Retirement & IRA
IRA transfer	$25	Not stated	None
Other Fees
Loan document copy	$10	Not stated	None
Statement copies	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement copies \| $3 per statement
Loan modification	$50	Not stated	None
Skip payment	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly maintenance$5
per month

Overdraft & NSF

Returned item$15
per item

Check Services

Stop payment$15

Digital & Electronic

Bill Pay$5

Cash & Deposit

Returned deposit item$15

Account Services

Notary$10

Other Fees

Loan document copy$10
Statement copies$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement copies | $3 per statement

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance	$5	per month	None
Overdraft & NSF
Returned item	$15	per item	None
Check Services
Stop payment	$15	Not stated	None
Digital & Electronic
Bill Pay	$5	Not stated	None
Cash & Deposit
Returned deposit item	$15	Not stated	None
Account Services
Notary	$10	Not stated	None
Other Fees
Loan document copy	$10	Not stated	None
Statement copies	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement copies \| $3 per statement

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.