Sea Air Federal Credit Union

Headquarters: Seal Beach, California
Charter: Credit Union
Assets: $118.8M
Fed district: San Francisco

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
SHARE DRAFT (CHECKING) ACCOUNT FEES
Sea Air Federal Credit Union: $20
Sea Air Federal Credit Union: $20
U.S. median: no median
Cashier's Check
Sea Air Federal Credit Union: $5
Sea Air Federal Credit Union: $5
U.S. median: no median
Account Verification
Sea Air Federal Credit Union: $30
Sea Air Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sea Air Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge for Second Chance Checking$20
per month
Inactive Account Fee (per quarter)$25
Not compared: Quarterly charge, not monthly
per quarter
Research Fee (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour

Check Services

Each additional corporate check$5
per item
Foreign Item Collection (per item)$30
per item
Merchant Collection Item$45

Digital & Electronic

Mobile Deposit Adjustment$5

Cash & Deposit

Coin Machine5%

Account Services

Subordination Fee$100
Verification of Deposit/Mortgage$30

Retirement & IRA

IRA Trustee Transfer$25

Other Fees

Account History or Statement Reproduction: Each additional$2
per item
Loan Document Copy (per copy)$5
per item
Loan Modification$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge for Second Chance Checking	$20	per month	None
Inactive Account Fee (per quarter)	$25Not compared: Quarterly charge, not monthly	per quarter	None
Research Fee (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Check Services
Each additional corporate check	$5	per item	None
Foreign Item Collection (per item)	$30	per item	None
Merchant Collection Item	$45	Not stated	None
Digital & Electronic
Mobile Deposit Adjustment	$5	Not stated	None
Cash & Deposit
Coin Machine	5%	Not stated	None
Account Services
Subordination Fee	$100	Not stated	None
Verification of Deposit/Mortgage	$30	Not stated	None
Retirement & IRA
IRA Trustee Transfer	$25	Not stated	None
Other Fees
Account History or Statement Reproduction: Each additional	$2	per item	None
Loan Document Copy (per copy)	$5	per item	None
Loan Modification	$50	Not stated	None

Account Maintenance

Average daily balance is less than $2,500$10
Escheat Notice Mailing Fee$10

Overdraft & NSF

Overdraft (OD)$35
Return Item/NSF Fee (per Item)$35
per item

ATM & Card

Replacement Cards .$5
Debit Card Rush$25

Wire Transfers

Outgoing Wire Transfer$30
Incoming Wire Transfer$10
Outgoing Wire Transfer (International)$50
Incoming Wire Transfer (International)$30

Check Services

Money Order$5
Stop Payment$35
Copy of Deposit Item$5

Account Services

Executions or Attachments (per response)$60
State Levies (per response)$60

Fee	Amount	Basis	Note
Account Maintenance
Average daily balance is less than $2,500	$10	Not stated	None
Escheat Notice Mailing Fee	$10	Not stated	None
Overdraft & NSF
Overdraft (OD)	$35	Not stated	None
Return Item/NSF Fee (per Item)	$35	per item	None
ATM & Card
Replacement Cards .	$5	Not stated	None
Debit Card Rush	$25	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$30	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Outgoing Wire Transfer (International)	$50	Not stated	None
Incoming Wire Transfer (International)	$30	Not stated	None
Check Services
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Copy of Deposit Item	$5	Not stated	None
Account Services
Executions or Attachments (per response)	$60	Not stated	None
State Levies (per response)	$60	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Get an email when Sea Air Federal Credit Union's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
SHARE DRAFT (CHECKING) ACCOUNT FEES
Sea Air Federal Credit Union: $20
Sea Air Federal Credit Union: $20
U.S. median: no median
Cashier's Check
Sea Air Federal Credit Union: $5
Sea Air Federal Credit Union: $5
U.S. median: no median
Account Verification
Sea Air Federal Credit Union: $30
Sea Air Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Sea Air Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge for Second Chance Checking$20
per month
Inactive Account Fee (per quarter)$25
Not compared: Quarterly charge, not monthly
per quarter
Research Fee (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour

Check Services

Each additional corporate check$5
per item
Foreign Item Collection (per item)$30
per item
Merchant Collection Item$45

Digital & Electronic

Mobile Deposit Adjustment$5

Cash & Deposit

Coin Machine5%

Account Services

Subordination Fee$100
Verification of Deposit/Mortgage$30

Retirement & IRA

IRA Trustee Transfer$25

Other Fees

Account History or Statement Reproduction: Each additional$2
per item
Loan Document Copy (per copy)$5
per item
Loan Modification$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge for Second Chance Checking	$20	per month	None
Inactive Account Fee (per quarter)	$25Not compared: Quarterly charge, not monthly	per quarter	None
Research Fee (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Check Services
Each additional corporate check	$5	per item	None
Foreign Item Collection (per item)	$30	per item	None
Merchant Collection Item	$45	Not stated	None
Digital & Electronic
Mobile Deposit Adjustment	$5	Not stated	None
Cash & Deposit
Coin Machine	5%	Not stated	None
Account Services
Subordination Fee	$100	Not stated	None
Verification of Deposit/Mortgage	$30	Not stated	None
Retirement & IRA
IRA Trustee Transfer	$25	Not stated	None
Other Fees
Account History or Statement Reproduction: Each additional	$2	per item	None
Loan Document Copy (per copy)	$5	per item	None
Loan Modification	$50	Not stated	None

Account Maintenance

Average daily balance is less than $2,500$10
Escheat Notice Mailing Fee$10

Overdraft & NSF

Overdraft (OD)$35
Return Item/NSF Fee (per Item)$35
per item

ATM & Card

Replacement Cards .$5
Debit Card Rush$25

Wire Transfers

Outgoing Wire Transfer$30
Incoming Wire Transfer$10
Outgoing Wire Transfer (International)$50
Incoming Wire Transfer (International)$30

Check Services

Money Order$5
Stop Payment$35
Copy of Deposit Item$5

Account Services

Executions or Attachments (per response)$60
State Levies (per response)$60

Fee	Amount	Basis	Note
Account Maintenance
Average daily balance is less than $2,500	$10	Not stated	None
Escheat Notice Mailing Fee	$10	Not stated	None
Overdraft & NSF
Overdraft (OD)	$35	Not stated	None
Return Item/NSF Fee (per Item)	$35	per item	None
ATM & Card
Replacement Cards .	$5	Not stated	None
Debit Card Rush	$25	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$30	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Outgoing Wire Transfer (International)	$50	Not stated	None
Incoming Wire Transfer (International)	$30	Not stated	None
Check Services
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Copy of Deposit Item	$5	Not stated	None
Account Services
Executions or Attachments (per response)	$60	Not stated	None
State Levies (per response)	$60	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.