11 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Basic Checking: The
Overdraft (OD)
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from 360 Federal Credit Union’s own schedules, with a source for each figure.
per month · waived if you are under 18 years of age or have a balance of $50,000 or more in your Basic Checking account
per month
per year
per month
per item
per month
per year
per year
per year
per year
per year
per item
per item
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Basic Checking: The monthly service fee | $4 | per month | waived if you are under 18 years of age or have a balance of $50,000 or more in your Basic Checking account |
| Money Market Below Minimum Balance | $15 | per month | None |
| Closure of Membership within 1 year | $10 | Not stated | None |
| Account Research | $25Not compared: Annual charge, not per item | per year | None |
| Bad Address Fee | $10 | per month | None |
Overdraft & NSF | |||
| Insufficient Funds Charge (Paid) | $35 | per item | None |
ATM & Card | |||
| Rush ATM/Visa Card | $27Not compared: Monthly charge, not per item | per month | None |
Check Services | |||
| Stop Payment of Official Check | $25 | per item | None |
| Foreign Check Collection Fee | $25 | per item | None |
| Items Sent for Collection | $36 | per item | None |
Account Services | |||
| Account Activity Printout: Annual Rental Size 10x10 | $150 | per year | None |
| Actual cost to drill | $25Not compared: Box drilling or key fee | Not stated | None |
| Annual Rental Size 3x10 | $65 | per year | None |
| Annual Rental Size 3x5 | $55 | per year | None |
| Annual Rental Size 5x10 | $90 | per year | None |
| Annual Rental Size 5x5 | $65 | per year | None |
| Safe Deposit Box Late Fee | $25Not compared: Box drilling or key fee | per item | None |
| Legal Process Fee | $40 | per item | None |
| Legal Process Fee | $40Not compared: Annual charge, not per item | per year | None |
Retirement & IRA | |||
| IRA Plan Closure | $25Not compared: Annual charge, not per item | per year | None |
Other Fees | |||
| Copy of Transaction Fee Receipt | $6 | per item | None |
| Skip A Pay | $35 | per item | None |
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closure of Membership within 1 Year | $10 | Not stated | None |
| Inactive Account Fee | $25 | per month | None |
| Monthly Paper Statement Fee | $7 | per month | None |
Overdraft & NSF | |||
| Returned NSF Fee | $35 | per item | None |
| Negative Balance Fee | $20 | per item | None |
| Overdraft Transfer Sweep Fee | $5 | per item | None |
ATM & Card | |||
| Non-360 FCU ATM Fee | $2 | per item | None |
| Replace ATM/Visa Debit Card | $12 | per item | None |
Wire Transfers | |||
| Wire Transfer Fees: Outgoing Domestic | $25 | per item | None |
| Wire Transfer Fees: Incoming Domestic | $15 | per item | None |
| Wire Transfer Fees: Outgoing Foreign | $45 | per item | None |
Check Services | |||
| Official Check Fee | $5 | per item | None |
| Money Order Fee | $3 | per item | None |
| Stop Payment Fee | $25 | per item | None |
| Temporary Checks | $5 | per item | None |
| Copy of Official Check | $5 | per item | None |
Cash & Deposit | |||
| Returned Item Fee | $25 | per item | None |
| Night Depository Replacement/Lost Key Fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copy Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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