Compared with Connecticut
6 of 11
compared fees are above the median.
4 below, 1 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
50th percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Connecticut median
of 11 compared; 4 below, 1 about the same
See the feesFee schedule read Oct 15, 2026
Call-report figures are for 360 Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Connecticut median | Published fees above the Connecticut median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | 360 Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 7.9% of revenue, about the same as the 7.9% median of 569 credit unions with $300M to $1B in assets (50th percentile). About the same: within 1% of the median.
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $363K in Q2 2026, 4.0% above the same quarter a year earlier ($349K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
6 of 11 compared published fees sit above the Connecticut median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Connecticut medians for fees published by banks and credit unions.
Monthly Maintenance
Basic Checking: The
Overdraft (OD)
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 4.2% from Q3 2025 to Q2 2026, to $363K. Its share of revenue, 7.9%, is about the same as the 7.9% median for credit unions with $300M to $1B in assets.
$363K
360 Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 569 credit unions with $300M to $1B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
360 Federal Credit Union · $324M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| 360 Federal Credit Union(this institution) | Windsor Locks, CT | $324M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Access Federal Credit Union | Clinton, NY | $320M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Actors Federal Credit Union | New York, NY | $331M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dannemora Federal Credit Union | Plattsburgh, NY | $320M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Downeast Federal Credit Union | Baileyville, ME | $330M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Downey Federal Credit Union | Downey, CA | $328M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Evolve Federal Credit Union | El Paso, TX | $323M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fall River Municipal Federal Credit Union | Fall River, MA | $316M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Families And Schools Together Federal Credit Union | Hanford, CA | $330M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Glass City Federal Credit Union | Maumee, OH | $326M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Harvesters Federal Credit Union | Cantonment, FL | $317M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Minnesota Valley Federal Credit Union | Mankato, MN | $329M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Nebraska Energy Federal Credit Union | Columbus, NE | $328M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| New Hampshire Federal Credit Union | Concord, NH | $332M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Pacific N W Federal Credit Union | Portland, OR | $317M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| People'S Alliance Federal Credit Union | Hauppauge, NY | $322M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Preferred Federal Credit Union | Grand Rapids, MI | $318M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Riverfront Federal Credit Union | Wyomissing, PA | $320M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Riverland Federal Credit Union | New Orleans, LA | $320M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Secny Federal Credit Union | Syracuse, NY | $323M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Soo Co-Op Federal Credit Union | Sault Sainte Marie, MI | $324M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tucoemas Federal Credit Union | Visalia, CA | $332M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ume Federal Credit Union | Burbank, CA | $328M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| United Teletech Financial Federal Credit Union | Tinton Falls, NJ | $328M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Vacationland Federal Credit Union | Sandusky, OH | $327M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Vapr Federal Credit Union | San Juan, PR | $316M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $4, against a peer median of $5.50 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Call reports for 360 Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $363K | +$7K | +2.0% |
| Q1 2026 | $356K | −$23K | −6.1% |
| Q4 2025 | $379K | $0 | 0.0% |
| Q3 2025 | $379K | +$30K | +8.6% |
| Q2 2025 | $349K | +$20K | +6.1% |
| Q1 2025 | $329K | −$25K | −7.1% |
| Q4 2024 | $354K | −$8K | −2.2% |
| Q3 2024 | $362K | +$4K | +1.1% |
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, 360 Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to 360 Federal Credit Union by share.
Amounts from 360 Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month · waived if you are under 18 years of age or have a balance of $50,000 or more in your Basic Checking account
per month
per year
per month
per item
per month
per year
per year
per year
per year
per year
per item
per item
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Basic Checking: The monthly service fee | $4Below the U.S. middle 50% ($5 to $10 nationally) | per month | waived if you are under 18 years of age or have a balance of $50,000 or more in your Basic Checking account |
| Money Market Below Minimum Balance | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Closure of Membership within 1 year | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Account Research | $25Not compared: Annual charge, not per item | per year | None |
| Bad Address Fee | $10Above the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Insufficient Funds Charge (Paid) | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
ATM & Card | |||
| Rush ATM/Visa Card | $27Not compared: Monthly charge, not per item | per month | None |
Check Services | |||
| Stop Payment of Official Check | $25Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Foreign Check Collection Fee | $25Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Items Sent for Collection | $36Above the U.S. middle 50% ($10 to $26 nationally) | per item | None |
Account Services | |||
| Account Activity Printout: Annual Rental Size 10x10 | $150Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Actual cost to drill | $25Not compared: Box drilling or key fee | Not stated | None |
| Annual Rental Size 3x10 | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Annual Rental Size 3x5 | $55Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Annual Rental Size 5x10 | $90Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Annual Rental Size 5x5 | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Late Fee | $25Not compared: Box drilling or key fee | per item | None |
| Legal Process Fee | $40Below the U.S. middle 50% ($50 to $150 nationally) | per item | None |
| Legal Process Fee | $40Not compared: Annual charge, not per item | per year | None |
Retirement & IRA | |||
| IRA Plan Closure | $25Not compared: Annual charge, not per item | per year | None |
Other Fees | |||
| Copy of Transaction Fee Receipt | $6Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Skip A Pay | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closure of Membership within 1 Year | $10 | Not stated | None |
| Inactive Account Fee | $25 | per month | None |
| Monthly Paper Statement Fee | $7 | per month | None |
Overdraft & NSF | |||
| Returned NSF Fee | $35 | per item | None |
| Negative Balance Fee | $20 | per item | None |
| Overdraft Transfer Sweep Fee | $5 | per item | None |
ATM & Card | |||
| Non-360 FCU ATM Fee | $2 | per item | None |
| Replace ATM/Visa Debit Card | $12 | per item | None |
Wire Transfers | |||
| Wire Transfer Fees: Outgoing Domestic | $25 | per item | None |
| Wire Transfer Fees: Incoming Domestic | $15 | per item | None |
| Wire Transfer Fees: Outgoing Foreign | $45 | per item | None |
Check Services | |||
| Official Check Fee | $5 | per item | None |
| Money Order Fee | $3 | per item | None |
| Stop Payment Fee | $25 | per item | None |
| Temporary Checks | $5 | per item | None |
| Copy of Official Check | $5 | per item | None |
Cash & Deposit | |||
| Returned Item Fee | $25 | per item | None |
| Night Depository Replacement/Lost Key Fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copy Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where 360 Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
5 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Windsor Locks, CT | 2 |
| Clinton, CT | 1 |
| Enfield, CT | 1 |
| Vernon, CT | 1 |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.