Homebase Federal Credit Union

Headquarters: Prince George, Virginia
Charter: Credit Union
Assets: $297.8M
Fed district: Richmond

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Homebase Federal Credit Union: $25
Homebase Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Homebase Federal Credit Union: $25
Homebase Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Homebase Federal Credit Union: $1
Homebase Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Homebase Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Minimum Balance Fee$25
per month
Inactive Account$10
per month
Account Reconciliation/Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Share Account Excessive Withdrawals$1
per item
Incorrect Address$10
per month

Overdraft & NSF

Courtesy Pay (not eligible for Student Checking)$25
per item
NSF (Non-sufficient Funds)$25
per item

ATM & Card

Foreign ATM Inquiry$1
per item
Foreign ATM Transaction$1
per item
Lost/Stolen Card Replacement$15
per item
Expedited Card Shipment$50

Wire Transfers

Wire Transfer (outgoing)$20
per item
International Wire$45
per item

Check Services

Official Check$5
Money Order$2
per item
Stop Payment$30
per item
Temporary Checks$4
per item · per four checks; waived if box of checks is ordered on the same day
Foreign Check Collection: Canada$25
per item
Foreign Check Collection: Other Countries$25
per item
Check Copy$2
per item

Cash & Deposit

Deposited Item Return$25
per item

Account Services

Lien, Levy, or Garnishment$75
Verification of Deposit, Account Verification$10

Retirement & IRA

IRA Account Withdrawal$100
per item

Other Fees

Statement Copy$2
per item
Loan Payment over the phone from other financial institution$10

Fee	Amount	Basis	Note
Account Maintenance
Money Market Minimum Balance Fee	$25	per month	None
Inactive Account	$10	per month	None
Account Reconciliation/Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Share Account Excessive Withdrawals	$1	per item	None
Incorrect Address	$10	per month	None
Overdraft & NSF
Courtesy Pay (not eligible for Student Checking)	$25	per item	None
NSF (Non-sufficient Funds)	$25	per item	None
ATM & Card
Foreign ATM Inquiry	$1	per item	None
Foreign ATM Transaction	$1	per item	None
Lost/Stolen Card Replacement	$15	per item	None
Expedited Card Shipment	$50	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$20	per item	None
International Wire	$45	per item	None
Check Services
Official Check	$5	Not stated	None
Money Order	$2	per item	None
Stop Payment	$30	per item	None
Temporary Checks	$4	per item	per four checks; waived if box of checks is ordered on the same day
Foreign Check Collection: Canada	$25	per item	None
Foreign Check Collection: Other Countries	$25	per item	None
Check Copy	$2	per item	None
Cash & Deposit
Deposited Item Return	$25	per item	None
Account Services
Lien, Levy, or Garnishment	$75	Not stated	None
Verification of Deposit, Account Verification	$10	Not stated	None
Retirement & IRA
IRA Account Withdrawal	$100	per item	None
Other Fees
Statement Copy	$2	per item	None
Loan Payment over the phone from other financial institution	$10	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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