Partners 1St Federal Credit Union

Headquarters: Fort Wayne, Indiana
Charter: Credit Union
Assets: $545.8M
Fed district: Chicago

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Safeguard Checking $3 · 1st Rewards Checking $5
Compared at $4, the middle of its prices
Partners 1St Federal Credit Union: $3 to $5
Partners 1St Federal Credit Union: $3 to $5
U.S. median: no median
Overdraft (OD)
Partners 1St Federal Credit Union: $30
Partners 1St Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Partners 1St Federal Credit Union: $30
Partners 1St Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Partners 1St Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

1st Rewards Checking Monthly Fee$5
per month
Safeguard Checking Monthly Fee$3
per month
Below Minimum Balance (per month, Premium Checking only)$7.50
per month
Inactive Member (per month, after 6 months)$5
per month
Paper Statement Monthly Fee$5
per month
IMMA & IMMA Gold Draft Paid or Withdrawal (per transaction in excess of 6 per month)$5
per item
Incorrect Address (per month)$5
per month

Overdraft & NSF

Privilege Pay (paid item) Fee$30
NSF Fee$30
Returned Item$30
Overdraft from Savings or Creditline$5

ATM & Card

Credit/Debit Card Replacement$10
Credit/Debit Card Rush Replacement$75
Visa International Transaction2%of the transaction
Visa International Transaction1%of the transaction
Visa International Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Domestic Wire Transfer$15
International Wire Transfer$35

Check Services

Official/Cashier's Check Issuing$5
Temporary Counter Check Pack$5
Non-member Check Cashing (On-Us Only)$5

Cash & Deposit

Coin Counting3%

Account Services

Levies, Garnishments, Attachments$20

Lending Fees

Late Fee: (Second Occurrence in Rolling 6 Month Period)$35
Late Fee: First Occurrence$25

Gift & Prepaid Cards

Visa Gift Cards$3.95

Other Fees

Interim Statement Printed$5
Skip-a-Pay (not eligible on credit cards)$25

Fee	Amount	Basis	Note
Account Maintenance
1st Rewards Checking Monthly Fee	$5	per month	None
Safeguard Checking Monthly Fee	$3	per month	None
Below Minimum Balance (per month, Premium Checking only)	$7.50	per month	None
Inactive Member (per month, after 6 months)	$5	per month	None
Paper Statement Monthly Fee	$5	per month	None
IMMA & IMMA Gold Draft Paid or Withdrawal (per transaction in excess of 6 per month)	$5	per item	None
Incorrect Address (per month)	$5	per month	None
Overdraft & NSF
Privilege Pay (paid item) Fee	$30	Not stated	None
NSF Fee	$30	Not stated	None
Returned Item	$30	Not stated	None
Overdraft from Savings or Creditline	$5	Not stated	None
ATM & Card
Credit/Debit Card Replacement	$10	Not stated	None
Credit/Debit Card Rush Replacement	$75	Not stated	None
Visa International Transaction	2%of the transaction	Not stated	None
Visa International Transaction	1%of the transaction	Not stated	None
Visa International Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfer	$15	Not stated	None
International Wire Transfer	$35	Not stated	None
Check Services
Official/Cashier's Check Issuing	$5	Not stated	None
Temporary Counter Check Pack	$5	Not stated	None
Non-member Check Cashing (On-Us Only)	$5	Not stated	None
Cash & Deposit
Coin Counting	3%	Not stated	None
Account Services
Levies, Garnishments, Attachments	$20	Not stated	None
Lending Fees
Late Fee: (Second Occurrence in Rolling 6 Month Period)	$35	Not stated	None
Late Fee: First Occurrence	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.95	Not stated	None
Other Fees
Interim Statement Printed	$5	Not stated	None
Skip-a-Pay (not eligible on credit cards)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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