Olean Teachers' And Postal Federal Credit Union

Headquarters: Olean, New York
Charter: Credit Union
Assets: $27.6M
Fed district: New York

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Olean Teachers' And Postal Federal Credit Union: $25
Olean Teachers' And Postal Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Olean Teachers' And Postal Federal Credit Union: $15
Olean Teachers' And Postal Federal Credit Union: $15
U.S. median: no median
Stop Payment
Olean Teachers' And Postal Federal Credit Union: $10
Olean Teachers' And Postal Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Olean Teachers' And Postal Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Closing fee$25
per item

Overdraft & NSF

Insufficient Funds$25
per item · ATM or one-time Debit Card items require member opt-in to Credit Union overdraft practices
Return Item$25
per item

ATM & Card

Visa Debit Card (Lost)$5
per item

Wire Transfers

Wire Transfer$15
per item

Check Services

Stop Payment Order$10
per item
FAX Copy Paid Draft$3
per item

Other Fees

Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Closing fee	$25	per item	None
Overdraft & NSF
Insufficient Funds	$25	per item	ATM or one-time Debit Card items require member opt-in to Credit Union overdraft practices
Return Item	$25	per item	None
ATM & Card
Visa Debit Card (Lost)	$5	per item	None
Wire Transfers
Wire Transfer	$15	per item	None
Check Services
Stop Payment Order	$10	per item	None
FAX Copy Paid Draft	$3	per item	None
Other Fees
Statement Copies	$2	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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