Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Olean Teachers' And Postal Federal Credit Union

Olean, New YorkCredit UnionNew York Fed districtFinancials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Statement Copies$2Within the typical range ($2–$4.75 nationally)

Overdraft & NSFVerified

Insufficient Funds$25Within the typical range ($15–$32 nationally)
$3 below the national median
per item · ATM or one-time Debit Card items require member opt-in to Credit Union overdraft practices · Source
N.S.F. Transfer$2Below the typical range ($15–$32 nationally)
$26 below the national median
per item · not made by member · Source

ATM & CardVerified

Visa Debit Card (Lost)$5Within the typical range ($5–$10 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

Wire Transfer$15Below the typical range ($20–$25 nationally)
$5 below the national median
per item · Source

Check ServicesVerified

Stop Payment Order$10Below the typical range ($20–$30 nationally)
$15 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Statement Copies	$2Within the typical range ($2–$4.75 nationally)	$1 below the national median	per item	—	Source
Overdraft & NSFVerified
Insufficient Funds	$25Within the typical range ($15–$32 nationally)	$3 below the national median	per item	ATM or one-time Debit Card items require member opt-in to Credit Union overdraft practices	Source
N.S.F. Transfer	$2
ATM & CardVerified
Visa Debit Card (Lost)	$5Within the typical range ($5–$10 nationally)	$5 below the national median	per item	—	Source
Wire TransfersVerified
Wire Transfer	$15Below the typical range ($20–$25 nationally)	$5 below the national median	per item	—	Source
Check ServicesVerified
Stop Payment Order	$10Below the typical range ($20–$30 nationally)	$15 below the national median	per item	—	Source
Other feesVerified
Return Item	$25	—	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

11% below the national median NSF fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$27.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$27.6M

Total deposits

$24.5M

Service charge income (year to date)

Fee income ratio

0.00%

Return on assets

1.32%

Financial profile · Pro

Performance from regulator filings

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