Redstone Federal Credit Union

Headquarters: Huntsville, Alabama
Charter: Credit Union
Assets: $8.6B
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Safeguard Checking $8 to $10
Compared at $9, the middle of its prices
Redstone Federal Credit Union: $8 to $10
Redstone Federal Credit Union: $8 to $10
U.S. median: no median
Overdraft (OD)
Redstone Federal Credit Union: $25
Redstone Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Redstone Federal Credit Union: $25
Redstone Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Redstone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Safeguard Checking Maintenance Fee$10
per month
Safeguard Checking Monthly fee$8
per month
Dormant Checking Fee$10
per month
Inactive Membership Fee$10
per month
Research Fee (if over one hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
per month
Address Locator Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee (item paid)$25
per item
Insufficient Funds Fee (item returned unpaid)$25
per item

ATM & Card

Out-of-Network ATM Fees$1
Debit Card Rush Order Fee$45
per item

Check Services

Official Check Cancellation Fee$25
Official Check Fee$5
per item
Money Order Fee$2
per item
Stop Payment Order Fee$25
per item

Digital & Electronic

ACH Return Fee$25
per item

Cash & Deposit

Chargeback Fee$25
per item

Account Services

Safe Deposit Box 10x10x24$110
Safe Deposit Box 3x10x24$60
Safe Deposit Box 3x5x24$35
Safe Deposit Box 5x10x24$80
Safe Deposit Box 5x5x24$45
Safe Deposit Box Late Fee$5
Not compared: Monthly charge, not annual
per month

Other Fees

Copy Fee$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Safeguard Checking Maintenance Fee	$10	per month	None
Safeguard Checking Monthly fee	$8	per month	None
Dormant Checking Fee	$10	per month	None
Inactive Membership Fee	$10	per month	None
Research Fee (if over one hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	per month	None
Address Locator Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee (item paid)	$25	per item	None
Insufficient Funds Fee (item returned unpaid)	$25	per item	None
ATM & Card
Out-of-Network ATM Fees	$1	Not stated	None
Debit Card Rush Order Fee	$45	per item	None
Check Services
Official Check Cancellation Fee	$25	Not stated	None
Official Check Fee	$5	per item	None
Money Order Fee	$2	per item	None
Stop Payment Order Fee	$25	per item	None
Digital & Electronic
ACH Return Fee	$25	per item	None
Cash & Deposit
Chargeback Fee	$25	per item	None
Account Services
Safe Deposit Box 10x10x24	$110	Not stated	None
Safe Deposit Box 3x10x24	$60	Not stated	None
Safe Deposit Box 3x5x24	$35	Not stated	None
Safe Deposit Box 5x10x24	$80	Not stated	None
Safe Deposit Box 5x5x24	$45	Not stated	None
Safe Deposit Box Late Fee	$5Not compared: Monthly charge, not annual	per month	None
Other Fees
Copy Fee	$3	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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