Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Hialeah Municipal Employees Federal Credit Union

Hialeah, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$15Within the typical range ($15–$25 nationally)

Dormant Accounts Fee (after one year of inactivity)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=dormant_account; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Dormant Accounts Fee (after one year of inactivity) / $5.00 / month" · Source

Overdraft & NSFVerified

Nonsufficient or Uncollected Funds on Preauthorized Withdrawal (ACH)$35Above the typical range ($25–$32 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=nsf; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Nonsufficient or Uncollected Funds on Preauthorized Withdrawal (ACH) / $35.00 per item" · Source
Overdraft Protection (Per Transaction Per Day)$5Below the typical range ($20–$30 nationally)
$24 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=overdraft; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Overdraft Protection (Per Transaction Per Day) / $5.00 each" · Source
Returned Check Fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=nsf; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Returned Check Fee / $25.00 each" · Source

ATM & CardVerified

ATM Withdrawals (Presto)$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #1612. canonical_hint=atm_non_network; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="ATM Withdrawals (Presto) / FREE" · Source
Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=card_replacement; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Card Replacement Fee / $15.00 / incident" · Source
Rush Card Fee$25Below the typical range ($30–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=rush_card; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Rush Card Fee / $25.00 each" · Source

Check ServicesVerified

Member Check Cashing$0Below the typical range ($5–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #1612. canonical_hint=check_cashing; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Member Check Cashing / $0.00" · Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=stop_payment; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Stop Payment Fee / $35.00 per item" · Source

Lending FeesVerified

Late Fee (Charged two days after statement close)$20Within the typical range ($15–$27 nationally)
$5 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=late_payment; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Late Fee (Charged two days after statement close) / $20.00 per month" · Source

Other FeesVerified

No-Credit Check Loan Application Fee$20Within the typical range ($20–$35 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=other_lending_fee; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="No-Credit Check Loan Application Fee / $20.00 each" · Source
Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=document_reproduction; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Statement Copy Fee / $5.00 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=account_research; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Account Research Fee / $15.00/ hour - 1 hr. min."	Source
Dormant Accounts Fee (after one year of inactivity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=dormant_account; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Dormant Accounts Fee (after one year of inactivity) / $5.00 / month"	Source
Overdraft & NSFVerified
Nonsufficient or Uncollected Funds on Preauthorized Withdrawal (ACH)	$35Above the typical range ($25–$32 nationally)	$6 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=nsf; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Nonsufficient or Uncollected Funds on Preauthorized Withdrawal (ACH) / $35.00 per item"	Source

ATM & CardVerified
ATM Withdrawals (Presto)	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #1612. canonical_hint=atm_non_network; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="ATM Withdrawals (Presto) / FREE"	Source
Card Replacement Fee	$15
Check ServicesVerified
Member Check Cashing	$0Below the typical range ($5–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #1612. canonical_hint=check_cashing; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Member Check Cashing / $0.00"	Source
Stop Payment Fee	$35
Lending FeesVerified
Late Fee (Charged two days after statement close)	$20Within the typical range ($15–$27 nationally)	$5 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=late_payment; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="Late Fee (Charged two days after statement close) / $20.00 per month"	Source
Other FeesVerified
No-Credit Check Loan Application Fee	$20Within the typical range ($20–$35 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1612. canonical_hint=other_lending_fee; text_hash=b17395ce64c839f45bb2f3be7e99fbc442eed96f6aa06d532bf97fda44f18fef; excerpt="No-Credit Check Loan Application Fee / $20.00 each"	Source
Statement Copy Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$14.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$14.2M

Total deposits

$10.9M

Service charge income (year to date)

$9K

Fee income ratio

2.1%

Return on assets

0.05%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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