Tuscaloosa V A Federal Credit Union

Headquarters: Tuscaloosa, Alabama
Charter: Credit Union
Assets: $51.9M
Fed district: Atlanta

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Tuscaloosa V A Federal Credit Union: $30
Tuscaloosa V A Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Tuscaloosa V A Federal Credit Union: $30
Tuscaloosa V A Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $1, the middle of its prices
Tuscaloosa V A Federal Credit Union: $0.50 to $1.50
Tuscaloosa V A Federal Credit Union: $0.50 to $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tuscaloosa V A Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing (w/in 1 year of opening)$25
Account Closing (within 9 months of opening)$5
Dormant Account (12 mths of Inactive)$5
per month
Account Research (minimum 1 hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address/Returned Mail$6
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$30
per item
Check Orders (based on style) 2 Varies Returned Item (ACH, ATM/Debit Card, Check, Etc)$30
per item
Insufficient Funds$30
per item
Overdraft Transfer Fee$2
per item

ATM & Card

ATM Inquiries (at other institutions)$1
per item
ATM Transactions (at other institutions)$1.50
per item
ATM Transfers (at other institutions)$0.50
Card Replacement (ATM, Debit or Credit)$10
per item

Check Services

Stop Payment Request (ACH, Check, Bill Pay)$30
per item
Check Cashing ("On-Us" Member Checks)$3
per item
Cashier's Check Mailings (Copies, Receipts, etc.)$2

Digital & Electronic

Bill pay reactivation fee (after 90 days)$3
per month
Bill Pay Service Free1 Mortgage Loan Set-Up$75

Cash & Deposit

Electronic Funds Transfer (EFT) Denied Charge-Back$30
per item

Account Services

Copies Box - Small 3x5$45
per year
Late Fee - 30 days$5
Not compared: Box drilling or key fee
per item
Account Verification of Deposits$25
per item

Lending Fees

Late fee - 90 days$15
Not compared: Monthly charge, not per item
per month

Gift & Prepaid Cards

Gift Card Fee$3.50

Other Fees

Document Copies$1
per item
Loan Payment via Credit Card$15
Payday Alternative Loan Application$20
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (w/in 1 year of opening)	$25	Not stated	None
Account Closing (within 9 months of opening)	$5	Not stated	None
Dormant Account (12 mths of Inactive)	$5	per month	None
Account Research (minimum 1 hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address/Returned Mail	$6Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Check Orders (based on style) 2 Varies Returned Item (ACH, ATM/Debit Card, Check, Etc)	$30	per item	None
Insufficient Funds	$30	per item	None
Overdraft Transfer Fee	$2	per item	None
ATM & Card
ATM Inquiries (at other institutions)	$1	per item	None
ATM Transactions (at other institutions)	$1.50	per item	None
ATM Transfers (at other institutions)	$0.50	Not stated	None
Card Replacement (ATM, Debit or Credit)	$10	per item	None
Check Services
Stop Payment Request (ACH, Check, Bill Pay)	$30	per item	None
Check Cashing ("On-Us" Member Checks)	$3	per item	None
Cashier's Check Mailings (Copies, Receipts, etc.)	$2	Not stated	None
Digital & Electronic
Bill pay reactivation fee (after 90 days)	$3	per month	None
Bill Pay Service Free1 Mortgage Loan Set-Up	$75	Not stated	None
Cash & Deposit
Electronic Funds Transfer (EFT) Denied Charge-Back	$30	per item	None
Account Services
Copies Box - Small 3x5	$45	per year	None
Late Fee - 30 days	$5Not compared: Box drilling or key fee	per item	None
Account Verification of Deposits	$25	per item	None
Lending Fees
Late fee - 90 days	$15Not compared: Monthly charge, not per item	per month	None
Gift & Prepaid Cards
Gift Card Fee	$3.50	Not stated	None
Other Fees
Document Copies	$1	per item	None
Loan Payment via Credit Card	$15	Not stated	None
Payday Alternative Loan Application	$20Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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