C-Plant Federal Credit Union

Headquarters: Paducah, Kentucky
Charter: Credit Union
Assets: $365.9M
Fed district: St. Louis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
C-Plant Federal Credit Union: $7
C-Plant Federal Credit Union: $7
U.S. median: no median
Overdraft (OD)
C-Plant Federal Credit Union: $30
C-Plant Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
C-Plant Federal Credit Union: $30
C-Plant Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from C-Plant Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee on Second Chance Checking (audience not stated, treated as personal)$7
per month
Dormant Account (audience not stated, treated as personal)$5
Inactive Account fee (per month) (audience not stated, treated as personal)$10
per month
Research Fee (audience not stated, treated as personal)$15

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$30
Returned Item Fee (Checks ACH, and Bill Pay Transactions) (audience not stated, treated as personal)$30

ATM & Card

Foreign ATM (audience not stated, treated as personal)$1
Lost Credit/Debit Card Re-Issue Fee (audience not stated, treated as personal)$10

Wire Transfers

Domestic Outgoing Wire Transfer Fee (Personal Accounts Only)$10
International Outgoing Wire Transfer Fee (Personal Accounts Only)$50

Check Services

Cashier Checks (audience not stated, treated as personal)$5
Stop Payment Fees (audience not stated, treated as personal)$20
Non-member check cashing fee(cashing through a member account) (audience not stated, treated as personal)$5
Tax Check Cashing Fee (audience not stated, treated as personal)5%
Check Copy Fee (audience not stated, treated as personal)$3

Account Services

Garnishment and Tax Levy Fee (audience not stated, treated as personal)$50

Other Fees

Statement Copy Fee (members requesting more than one statement copy) (audience not stated, treated as personal)$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee on Second Chance Checking (audience not stated, treated as personal)	$7	per month	None
Dormant Account (audience not stated, treated as personal)	$5	Not stated	None
Inactive Account fee (per month) (audience not stated, treated as personal)	$10	per month	None
Research Fee (audience not stated, treated as personal)	$15	Not stated	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$30	Not stated	None
Returned Item Fee (Checks ACH, and Bill Pay Transactions) (audience not stated, treated as personal)	$30	Not stated	None
ATM & Card
Foreign ATM (audience not stated, treated as personal)	$1	Not stated	None
Lost Credit/Debit Card Re-Issue Fee (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer Fee (Personal Accounts Only)	$10	Not stated	None
International Outgoing Wire Transfer Fee (Personal Accounts Only)	$50	Not stated	None
Check Services
Cashier Checks (audience not stated, treated as personal)	$5	Not stated	None
Stop Payment Fees (audience not stated, treated as personal)	$20	Not stated	None
Non-member check cashing fee(cashing through a member account) (audience not stated, treated as personal)	$5	Not stated	None
Tax Check Cashing Fee (audience not stated, treated as personal)	5%	Not stated	None
Check Copy Fee (audience not stated, treated as personal)	$3	Not stated	None
Account Services
Garnishment and Tax Levy Fee (audience not stated, treated as personal)	$50	Not stated	None
Other Fees
Statement Copy Fee (members requesting more than one statement copy) (audience not stated, treated as personal)	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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