Community National Bank & Trust

Headquarters: Chanute, Kansas
Charter: Bank
Assets: $2.5B
Fed district: Kansas City

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.95, the middle of its prices
Community National Bank & Trust: $3.50 to $10
Community National Bank & Trust: $3.50 to $10
U.S. median: no median
Paper Statement
Compared at $1.50, the middle of its prices
Community National Bank & Trust: $1 to $2
Community National Bank & Trust: $1 to $2
U.S. median: no median
Excess Withdrawals
Leaves out 1 fee charged on a different basis filed under this fee.
Community National Bank & Trust: $1
Community National Bank & Trust: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community National Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Guardian Secure Checking Monthly service charge (audience not stated, treated as personal)$4.95
per month
Monthly service charge (audience not stated, treated as personal)$8.75
per month · Avoid the $8.75 monthly service charge by maintaining a minimum daily balance of $900 or more*
Monthly service charge (audience not stated, treated as personal)$10
per month · Avoid the $10 monthly service charge by maintaining a minimum daily balance of $900 or more*
Monthly service charge (audience not stated, treated as personal)$3.50
per month · Avoid the $3.50 monthly service charge by maintaining a minimum daily balance of $100 or more*
Monthly Service charge$4.95
per month
Additional fee for paper statement (audience not stated, treated as personal)$2
Monthly additional fee for paper statement (audience not stated, treated as personal)$2
per month
Monthly paper statement fee (audience not stated, treated as personal)$1
per month
Paper Statement option has$1
per month
Excess withdrawal fee$1
Not compared: Quarterly charge, not per item
per quarter
Excess withdrawals fee$1
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Guardian Secure Checking Monthly service charge (audience not stated, treated as personal)	$4.95	per month	None
Monthly service charge (audience not stated, treated as personal)	$8.75	per month	Avoid the $8.75 monthly service charge by maintaining a minimum daily balance of $900 or more*
Monthly service charge (audience not stated, treated as personal)	$10	per month	Avoid the $10 monthly service charge by maintaining a minimum daily balance of $900 or more*
Monthly service charge (audience not stated, treated as personal)	$3.50	per month	Avoid the $3.50 monthly service charge by maintaining a minimum daily balance of $100 or more*
Monthly Service charge	$4.95	per month	None
Additional fee for paper statement (audience not stated, treated as personal)	$2	Not stated	None
Monthly additional fee for paper statement (audience not stated, treated as personal)	$2	per month	None
Monthly paper statement fee (audience not stated, treated as personal)	$1	per month	None
Paper Statement option has	$1	per month	None
Excess withdrawal fee	$1Not compared: Quarterly charge, not per item	per quarter	None
Excess withdrawals fee	$1	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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