1St Advantage Federal Credit Union

Headquarters: Newport News, Virginia
Charter: Credit Union
Assets: $1.1B
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premier Checking $5 · Preferred Checking $7
Compared at $6, the middle of its prices
1St Advantage Federal Credit Union: $5 to $7
1St Advantage Federal Credit Union: $5 to $7
U.S. median: no median
Overdraft (OD)
1St Advantage Federal Credit Union: $29
1St Advantage Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
1St Advantage Federal Credit Union: $29
1St Advantage Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 1St Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Preferred Checking Monthly service charge$7
per month
Premier Checking Monthly service charge$5
per month
New Accounts Closed Within 90 Days$15
Dormant Account Fee$15
Inactive Account$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

Overdraft & NSF

Insufficient Funds Overdraft$29
per item
Electronic/ Insufficient Funds Return$29
per item

ATM & Card

Foreign ATM Withdrawals$1
per item
Replacement of Damaged/Lost/Stolen Card$5
Replacement Card Expedited$35

Check Services

Cashier’s Check$5
per item
Money Order$3
per item
Money Orders$3
Electronic Stop Payments$28
per item
Stop Payment$28
per item
Temporary/ Starter Checks$5
per item
Check Cashing: Non-Member$5
per item
Copy of Cleared Check$5
per item

Account Services

Garnishment/Tax Levy$50
per item
Verification of Deposit$15

Retirement & IRA

IRA External Transfer Fee$20

Other Fees

Faxed$4
per item
Skip-a-Pay$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Monthly service charge	$7	per month	None
Premier Checking Monthly service charge	$5	per month	None
New Accounts Closed Within 90 Days	$15	Not stated	None
Dormant Account Fee	$15	Not stated	None
Inactive Account	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Insufficient Funds Overdraft	$29	per item	None
Electronic/ Insufficient Funds Return	$29	per item	None
ATM & Card
Foreign ATM Withdrawals	$1	per item	None
Replacement of Damaged/Lost/Stolen Card	$5	Not stated	None
Replacement Card Expedited	$35	Not stated	None
Check Services
Cashier’s Check	$5	per item	None
Money Order	$3	per item	None
Money Orders	$3	Not stated	None
Electronic Stop Payments	$28	per item	None
Stop Payment	$28	per item	None
Temporary/ Starter Checks	$5	per item	None
Check Cashing: Non-Member	$5	per item	None
Copy of Cleared Check	$5	per item	None
Account Services
Garnishment/Tax Levy	$50	per item	None
Verification of Deposit	$15	Not stated	None
Retirement & IRA
IRA External Transfer Fee	$20	Not stated	None
Other Fees
Faxed	$4	per item	None
Skip-a-Pay	$30	per item	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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