1St Advantage Federal Credit Union

Headquarters: Newport News, Virginia
Charter: Credit Union
Assets: $1.1B
Fed district: Richmond
Regulator: NCUA

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premier Checking $5 · Preferred Checking $7
Compared at $6, the middle of its prices
1St Advantage Federal Credit Union: $5 to $7
1St Advantage Federal Credit Union: $5 to $7
U.S. median: no median
Overdraft (OD)
1St Advantage Federal Credit Union: $29
1St Advantage Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
1St Advantage Federal Credit Union: $29
1St Advantage Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

1St Advantage Federal Credit Union · $1.1B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$1B to $1.1B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
1St Advantage Federal Credit Union(this institution)	Newport News, VA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Alliance Federal Credit Union	Lubbock, TX	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Atlantic Regional Federal Credit Union	South Portland, ME	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Blupeak Federal Credit Union	San Diego, CA	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Brazos Valley Schools Federal Credit Union	Katy, TX	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brightstar Federal Credit Union	Fort Lauderdale, FL	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community 1St Federal Credit Union	Ottumwa, IA	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Connex Federal Credit Union	North Haven, CT	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Family Security Federal Credit Union	Decatur, AL	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Source Federal Credit Union	New Hartford, NY	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fivepoint Federal Credit Union	Nederland, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hawaiian Financial Federal Credit Union	Honolulu, HI	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hfs Federal Credit Union	Hilo, HI	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kirtland Federal Credit Union	Albuquerque, NM	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lafcu Federal Credit Union	Lansing, MI	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Latino Community Federal Credit Union	Durham, NC	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Michigan Educational Federal Credit Union	Plymouth, MI	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Neighborhood Federal Credit Union	Dallas, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peach State Federal Credit Union	Lawrenceville, GA	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
People First Federal Credit Union	Allentown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Point Breeze Federal Credit Union	Hunt Valley, MD	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Radiant Federal Credit Union	Gainesville, FL	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Raiz Federal Credit Union	El Paso, TX	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Topline Financial Federal Credit Union	Maple Grove, MN	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Utah Power Federal Credit Union	Murray, UT	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Velocity Federal Credit Union	Austin, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Compared at $6, the middle of its two prices, against a peer median of $6 among 13 publishing peers.

Its two checking prices are $5 and $7.

$6 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

1St Advantage Federal Cre…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude $16 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from 1St Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Preferred Checking Monthly service charge$7
per month
Premier Checking Monthly service charge$5
per month
New Accounts Closed Within 90 Days$15
Dormant Account Fee$15
Inactive Account$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

Overdraft & NSF

Insufficient Funds Overdraft$29
per item
Electronic/ Insufficient Funds Return$29
per item

ATM & Card

Foreign ATM Withdrawals$1
per item
Replacement of Damaged/Lost/Stolen Card$5
Replacement Card Expedited$35

Check Services

Cashier’s Check$5
per item
Money Order$3
per item
Money Orders$3
Electronic Stop Payments$28
per item
Stop Payment$28
per item
Temporary/ Starter Checks$5
per item
Check Cashing: Non-Member$5
per item
Copy of Cleared Check$5
per item

Account Services

Garnishment/Tax Levy$50
per item
Verification of Deposit$15

Retirement & IRA

IRA External Transfer Fee$20

Other Fees

Faxed$4
per item
Skip-a-Pay$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Monthly service charge	$7	per month	None
Premier Checking Monthly service charge	$5	per month	None
New Accounts Closed Within 90 Days	$15	Not stated	None
Dormant Account Fee	$15	Not stated	None
Inactive Account	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Insufficient Funds Overdraft	$29	per item	None
Electronic/ Insufficient Funds Return	$29	per item	None
ATM & Card
Foreign ATM Withdrawals	$1	per item	None
Replacement of Damaged/Lost/Stolen Card	$5	Not stated	None
Replacement Card Expedited	$35	Not stated	None
Check Services
Cashier’s Check	$5	per item	None
Money Order	$3	per item	None
Money Orders	$3	Not stated	None
Electronic Stop Payments	$28	per item	None
Stop Payment	$28	per item	None
Temporary/ Starter Checks	$5	per item	None
Check Cashing: Non-Member	$5	per item	None
Copy of Cleared Check	$5	per item	None
Account Services
Garnishment/Tax Levy	$50	per item	None
Verification of Deposit	$15	Not stated	None
Retirement & IRA
IRA External Transfer Fee	$20	Not stated	None
Other Fees
Faxed	$4	per item	None
Skip-a-Pay	$30	per item	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when 1St Advantage Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premier Checking $5 · Preferred Checking $7
Compared at $6, the middle of its prices
1St Advantage Federal Credit Union: $5 to $7
1St Advantage Federal Credit Union: $5 to $7
U.S. median: no median
Overdraft (OD)
1St Advantage Federal Credit Union: $29
1St Advantage Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
1St Advantage Federal Credit Union: $29
1St Advantage Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

1St Advantage Federal Credit Union · $1.1B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$1B to $1.1B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
1St Advantage Federal Credit Union(this institution)	Newport News, VA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Alliance Federal Credit Union	Lubbock, TX	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Atlantic Regional Federal Credit Union	South Portland, ME	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Blupeak Federal Credit Union	San Diego, CA	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Brazos Valley Schools Federal Credit Union	Katy, TX	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brightstar Federal Credit Union	Fort Lauderdale, FL	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community 1St Federal Credit Union	Ottumwa, IA	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Connex Federal Credit Union	North Haven, CT	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Family Security Federal Credit Union	Decatur, AL	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Source Federal Credit Union	New Hartford, NY	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fivepoint Federal Credit Union	Nederland, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hawaiian Financial Federal Credit Union	Honolulu, HI	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hfs Federal Credit Union	Hilo, HI	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kirtland Federal Credit Union	Albuquerque, NM	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lafcu Federal Credit Union	Lansing, MI	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Latino Community Federal Credit Union	Durham, NC	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Michigan Educational Federal Credit Union	Plymouth, MI	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Neighborhood Federal Credit Union	Dallas, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peach State Federal Credit Union	Lawrenceville, GA	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
People First Federal Credit Union	Allentown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Point Breeze Federal Credit Union	Hunt Valley, MD	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Radiant Federal Credit Union	Gainesville, FL	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Raiz Federal Credit Union	El Paso, TX	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Topline Financial Federal Credit Union	Maple Grove, MN	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Utah Power Federal Credit Union	Murray, UT	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Velocity Federal Credit Union	Austin, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Compared at $6, the middle of its two prices, against a peer median of $6 among 13 publishing peers.

Its two checking prices are $5 and $7.

$6 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from 1St Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Preferred Checking Monthly service charge$7
per month
Premier Checking Monthly service charge$5
per month
New Accounts Closed Within 90 Days$15
Dormant Account Fee$15
Inactive Account$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

Overdraft & NSF

Insufficient Funds Overdraft$29
per item
Electronic/ Insufficient Funds Return$29
per item

ATM & Card

Foreign ATM Withdrawals$1
per item
Replacement of Damaged/Lost/Stolen Card$5
Replacement Card Expedited$35

Check Services

Cashier’s Check$5
per item
Money Order$3
per item
Money Orders$3
Electronic Stop Payments$28
per item
Stop Payment$28
per item
Temporary/ Starter Checks$5
per item
Check Cashing: Non-Member$5
per item
Copy of Cleared Check$5
per item

Account Services

Garnishment/Tax Levy$50
per item
Verification of Deposit$15

Retirement & IRA

IRA External Transfer Fee$20

Other Fees

Faxed$4
per item
Skip-a-Pay$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Monthly service charge	$7	per month	None
Premier Checking Monthly service charge	$5	per month	None
New Accounts Closed Within 90 Days	$15	Not stated	None
Dormant Account Fee	$15	Not stated	None
Inactive Account	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Insufficient Funds Overdraft	$29	per item	None
Electronic/ Insufficient Funds Return	$29	per item	None
ATM & Card
Foreign ATM Withdrawals	$1	per item	None
Replacement of Damaged/Lost/Stolen Card	$5	Not stated	None
Replacement Card Expedited	$35	Not stated	None
Check Services
Cashier’s Check	$5	per item	None
Money Order	$3	per item	None
Money Orders	$3	Not stated	None
Electronic Stop Payments	$28	per item	None
Stop Payment	$28	per item	None
Temporary/ Starter Checks	$5	per item	None
Check Cashing: Non-Member	$5	per item	None
Copy of Cleared Check	$5	per item	None
Account Services
Garnishment/Tax Levy	$50	per item	None
Verification of Deposit	$15	Not stated	None
Retirement & IRA
IRA External Transfer Fee	$20	Not stated	None
Other Fees
Faxed	$4	per item	None
Skip-a-Pay	$30	per item	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.